Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

77 MISSION Drive, St. Johns, FL 32259 (MLS# 2169890)

77 MISSION Drive, St. Johns, FL 32259

$664,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,311 Status: Active

Current Price: $664,000 List Date: 10/19/2026 Last Modified: 10/23/2026

Overview

Description

Lot 145 - The Curacao is designed to bring comfort, convenience, and flexibility together in one inviting home. Two secondary bedrooms are situated near the front of the home, while the owner's suite is privately tucked away at the rear, creating a peaceful retreat. At the heart of the home, the open-concept Great Room, dining area, and kitchen flow seamlessly together, with a large island and breakfast bar serving as the perfect gathering place for everyday living and entertaining. Natural light fills the living spaces, and the lanai extends the home outdoors for relaxing or hosting guests. A 4' garage extension adds valuable storage and extra room for vehicles, tools, or recreational equipment. Located in WaterSong, RiverTown's gated 55+ community, residents enjoy resort-style amenities, fitness classes, scenic trails, lakes, parks, and a vibrant social calendar featuring food trucks, wine nights, trivia, bunco, nature walks, and more.

Listing Details MLS# 2169890

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2311
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 211
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 4350
Accessibility Features YN: Yes
New Construction YN: Yes
Estimated Completion Date: 2027-03-26
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Direction Faces: Southeast
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy. Turn right on Keystone Corners Blvd. Turn left on Mis
Public Remarks: Lot 145 - The Curacao is designed to bring comfort, convenience, and flexibility together in one inviting home. Two secondary bedrooms are situated near the front of the home, while the owner's suite is privately tucked away at the rear, creating a peaceful retreat. At the heart of the home, the open-concept Great Room, dining area, and kitchen flow seamlessly together, with a large island and breakfast bar serving as the perfect gathering place for everyday living and entertaining. Natural light fills the living spaces, and the lanai extends the home outdoors for relaxing or hosting guests. A 4' garage extension adds valuable storage and extra room for vehicles, tools, or recreational equipment. Located in WaterSong, RiverTown's gated 55+ community, residents enjoy resort-style amenities, fitness classes, scenic trails, lakes, parks, and a vibrant social calendar featuring food trucks, wine nights, trivia, bunco, nature walks, and more.
List Price/SqFt: 287.32

Property Features

Levels: One Property Condition: Under Construction Appliances: Dishwasher; Gas Cooktop; Gas Oven; Microwave Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Security Features: Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Other Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Management - Full Time; Management - On Site; Park; Pickleball; Playground; Spa/Hot Tub; Tennis Court(s) Community Features: Curbs; Gated; Restaurant; Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-19

Location Tax and Legal

Street Number: 77
Street Name: MISSION
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Watersong At Rivertown

Status Change Information

Major Change Timestamp: 2026-10-23T15:17:44Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-23T15:17:44Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.