Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

763 GINGER MILL Drive, St. Johns, FL 32259 (MLS# 2123095)

763 GINGER MILL Drive, St. Johns, FL 32259

$1,850

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,584 Status: Closed

Current Price: $1,850 List Date: 1/01/2026 Last Modified: 1/14/2026

Overview

Description

Beautiful 3BR/2.5BA townhouse in gated Riverside at Julington Creek. Zoned for A-rated St. Johns County schools. Features new refrigerator (2025), A/C (2024), screened patio, fresh paint, and new bedroom blinds. Open floor plan, and minutes to the Durbin Park shopping center. Community pool and access to Julington Creek Recreation Center. Rental requirements: 3x rent income, a credit score of 650+, and a background check are required.

Listing Details MLS# 2123095

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1584
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: State Road 13, left onto Race Track Rd., left onto Quail Run, right after the gate, left onto Honeycomb Way, left onto Ginger Mill Drive, and home is on the left.
Public Remarks: Beautiful 3BR/2.5BA townhouse in gated Riverside at Julington Creek. Zoned for A-rated St. Johns County schools. Features new refrigerator (2025), A/C (2024), screened patio, fresh paint, and new bedroom blinds. Open floor plan, and minutes to the Durbin Park shopping center. Community pool and access to Julington Creek Recreation Center. Rental requirements: 3x rent income, a credit score of 650+, and a background check are required.
List Price/SqFt: 1.17
Sold Price/SqFt: 1.17

Property Features

Additional Lease Terms: 12 Months Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Laundry Features: In Unit Association Amenities: Basketball Court; Clubhouse; Community Pool; Gated; Jogging Path; Park; Playground Water Source: Public Parking Features: Garage; Garage Door Opener; Guest Sewer: Public Sewer Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Tenant Pays: All Utilities Pets Allowed: Breed Restrictions; Number Limit

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/k67R1XU
Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-01-01
Lease Term: 12 Months
Availability Date: 2026-01-01

Location Tax and Legal

Street Number: 763
Street Name: GINGER MILL
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2026-01-14T02:44:25Z
Major Change Type: Status Change
Purchase Contract Date: 2026-01-13
Close Date: 2026-01-13
Close Price: 1850

Deposits and Fees

Application Fee: 50
Pet Fee/Deposit: 350
Security Deposit: 1850

More Information

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Last Updated: January - 14 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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