Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

75 FLY LINE Drive, St. Johns, FL 32259 (MLS# 2171389)

75 FLY LINE Drive, St. Johns, FL 32259

$360,000

Virtual Tour

https://www.zillow.com/view-imx/8edc560d-4d10-4463-800b-bf8088e22670?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,514 Lot Size (sq. ft.): 3,920 Status: Active Under Contract

Current Price: $360,000 List Date: 10/29/2026 Last Modified: 11/02/2026

Overview

Description

Spend more time enjoying Florida and less time maintaining a home at 75 Fly Line Drive in 55+ WaterSong at RiverTown. With landscaping and additional maintenance items covered by the HOA, this inviting villa makes an ideal seasonal retreat for snowbirds or anyone ready to leave yard work behind. A peaceful preserve backdrop and a location just yards from the cart path leading to the amenities center add to its easygoing appeal. Built by Mattamy Homes in 2023, this Ocean Villa offers 1,514 square feet, two bedrooms, two baths, a versatile flex room, and a two-car garage. A paver front porch and three-quarter-glass entry door welcome you into bright interiors, where luxury vinyl plank and tile flooring flow throughout, with no carpet. White Shaker cabinetry, brushed nickel linear hardware, and recessed lighting carry a cohesive style through the home, while French doors open to a flex room suited for an office, hobbies, or a quiet retreat. At the heart of the home, the kitchen combines

Supplements: gray-and-white quartz countertops, a soft gray subway tile backsplash, stainless steel appliances, and a pantry closet. Blue-and-white blown-glass pendants bring a coastal touch to the dining island, a welcoming gathering spot that connects naturally with the dining area and great room. The screened lanai extends the living space outdoors, offering ... (Read more)

Listing Details MLS# 2171389

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1514
Living Area Source: Public Records
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.09
Association YN: Yes
Association Fee: 487
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2266.99
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: Yes
Directions: Longleaf Pine Pkwy to Keystone Corners Dr to Mistflower Dr to Juniper Hills Dr to Fly Line Dr
Public Remarks: Spend more time enjoying Florida and less time maintaining a home at 75 Fly Line Drive in 55+ WaterSong at RiverTown. With landscaping and additional maintenance items covered by the HOA, this inviting villa makes an ideal seasonal retreat for snowbirds or anyone ready to leave yard work behind. A peaceful preserve backdrop and a location just yards from the cart path leading to the amenities center add to its easygoing appeal. Built by Mattamy Homes in 2023, this Ocean Villa offers 1,514 square feet, two bedrooms, two baths, a versatile flex room, and a two-car garage. A paver front porch and three-quarter-glass entry door welcome you into bright interiors, where luxury vinyl plank and tile flooring flow throughout, with no carpet. White Shaker cabinetry, brushed nickel linear hardware, and recessed lighting carry a cohesive style through the home, while French doors open to a flex room suited for an office, hobbies, or a quiet retreat. At the heart of the home, the kitchen combines
List Price/SqFt: 237.78

Property Features

Rental Restrictions: Other Appliances: Dishwasher; Disposal; Dryer; Electric Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat Security Features: Carbon Monoxide Detector(s); Security Gate; Smoke Detector(s) Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Security; Spa/Hot Tub; Tennis Court(s); Other Association Fee Includes: Maintenance Grounds; Pest Control; Security; Other Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection