Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

749 GINGER MILL Drive, St. Johns, FL 32259 (MLS# 2139050)

749 GINGER MILL Drive, St. Johns, FL 32259

$1,500

Property Type: Residential Lease Bedrooms: 2 Baths: 2 Square Footage: 1,180 Lot Size (sq. ft.): 1,742 Status: Closed

Current Price: $1,500 List Date: 4/08/2026 Last Modified: 5/01/2026

Overview

Description

Enjoy comfortable living in this beautiful villa located in the sought-after gated community of Riverside at JCP. This home features an open floor plan with a newly renovated, spacious kitchen offering ample cabinet space, perfect for cooking & entertaining. The bright living area flows seamlessly into the main bedroom, which includes an en-suite bath & a peaceful view of a tranquil pond. Additional highlights include new tile flooring throughout the main living areas & laminate flooring in both bedrooms. A two-car driveway provides convenient parking, & the unit is both pet-free and smoke-free living environment.

Listing Details MLS# 2139050

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1008
Living Area Source: Public Records
Building Area Total: 1180
Year Built: 2005
Lot Size Acres: 0.04
Association YN: Yes
Accessibility Features YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Stories Total: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: South on San Jose Blvd in Mandarin over bridge into Fruit Cove; LEFT on Race Track; pass two lights RIVERSIDE is on the LEFT.
Public Remarks: Enjoy comfortable living in this beautiful villa located in the sought-after gated community of Riverside at JCP. This home features an open floor plan with a newly renovated, spacious kitchen offering ample cabinet space, perfect for cooking & entertaining. The bright living area flows seamlessly into the main bedroom, which includes an en-suite bath & a peaceful view of a tranquil pond. Additional highlights include new tile flooring throughout the main living areas & laminate flooring in both bedrooms. A two-car driveway provides convenient parking, & the unit is both pet-free and smoke-free living environment.
List Price/SqFt: 1.49
Sold Price/SqFt: 1.49

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; HVAC Maintenance; Taxes Architectural Style: A-Frame; Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms Laundry Features: Electric Dryer Hookup; Washer Hookup Patio And Porch Features: Front Porch; Patio Association Amenities: Clubhouse; Community Pool; Gated Community Features: Gated; Sidewalks; Street Lights Water Source: Public Parking Features: Attached Sewer: Public Sewer Security Features: Entry Phone/Intercom; Security Gate View: Pond Utilities: Cable Available; Electricity Available; Separate Electric Meters; Water Available Cooling: Central Air Heating: Central Tenant Pays: All Utilities; Insurance Pets Allowed: No

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-04-08
Lease Term: 12 Months
Availability Date: 2026-04-08

Location Tax and Legal

Street Number: 749
Street Name: GINGER MILL
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Riverside

Status Change Information

Major Change Timestamp: 2026-05-01T20:58:36Z
Major Change Type: Status Change
Purchase Contract Date: 2026-04-24
Close Date: 2026-05-01
Close Price: 1500

More Information

Listing Office: DEL RIO HOMES REALTY INC

Last Updated: May - 01 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare