Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

745 TIMBERMILL Lane, Orange Park, FL 32065 (MLS# 2079725)

745 TIMBERMILL Lane, Orange Park, FL 32065

$520,000

Stunning front view showcasing the spacious 3-car garage and expansive Accucrete driveway.

Elegant French doors adorned with arch windows, and Accucrete pavers adding a touch of charm and sophistication.

Relax and Enjoy the Sunset with this breathtaking view!

Kitchen featuring 42" cabinets and a large island, perfect for meal prep and gathering.

The kitchen seamlessly opens to the cozy breakfast nook and spacious family room, creating an ideal flow for entertaining.

Walk-in pantry featuring custom shelves for efficient storage and organization.

Beautiful French Doors Opens up to the spacious living room.

Bright and welcoming formal living room with an open layout.

The Family Room boasts triple windows that flood the space with natural light and offer stunning views of the lagoon.

Flexible space that can be used as either a bedroom or a home office.

Convenient upstairs laundry room for easy access and everyday ease.

Spacious, versatile loft area ideal for a variety of uses.

Elegant Owner’s Suite featuring a grand double-door entrance.

Expansive walk-in closet with custom built-ins for optimal organization.

Features a double vanity and a spacious garden tub for ultimate comfort and relaxation.

Features a double vanity and a spacious garden tub with seperate shower

Bathroom 2 features a sleek stand-up shower for a modern touch.

A view showcasing Bedrooms 2 and 3, along with Bathroom 2.

Bedroom 3 equipped with a convenient Murphy bed for flexible use of space.

Generous 3-car garage featuring stunning epoxy floors for a sleek, durable finish.

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Spacious lot with serene views overlooking the lagoon.

Relax and recharge in your private Jacuzzi after a long day.

Stunningly Accucrete paved extended back deck, perfect for outdoor gatherings and relaxation.

Enjoy the shade while watching the kids play and make memories.

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,799 Lot Size (sq. ft.): 16,553 Status: Closed

Current Price: $520,000 List Date: 4/05/2025 Last Modified: 9/29/2026

Overview

Description

Welcome to this stunning 5-bedroom, 2.5-bathroom home in the highly desirable Oakleaf Plantation community! Boasting 2,799 sqft, this well-maintained home sits at the end of a quiet cul-de-sac on a large lagoon lot, offering both privacy and breathtaking water views. Step inside through the beautifully updated French doors leading to the foyer. The home features high ceilings, recessed lighting, and fresh paint throughout, creating a bright and inviting atmosphere. The spacious formal living and dining rooms flow seamlessly into the large family room, perfect for entertaining. The kitchen is a chef's dream with 42'' cabinets, a ceramic tile backsplash, spacious center island and a large walk-in pantry with custom shelving, and a breakfast nook. Upstairs, you'll find four generously sized bedrooms and a large loft area, ideal for a media space or home office. The owner's suite is a true retreat, featuring French doors and a spacious layout overlooking the lagoon.

Supplements: The fifth bedroom is conveniently located downstairs, suitable for guests or a home office. This home comes with a finished 3-car garage with beautiful epoxy floors, an extended Accucrete driveway, and a gas fireplace for cozy evenings. The backyard is an oasis with a beautifully done Accucrete pavers and extended covered patio, complete with a jac ... (Read more)

Listing Details MLS# 2079725

General Property Information

Bedrooms Total: 5
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2799
Living Area Source: Builder
Year Built: 2003
Homestead YN: Yes
Lot Size Acres: 0.38
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1100
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: Take I-295, S Blanding, R Argyle Forest Blvd, L on Oakleaf Village Pkwy, L on Oakside Dr. R on Bellshire, L on Timberlake, R Timbermill Lane Home is located at the end of the cul-de-sac.
Public Remarks: Welcome to this stunning 5-bedroom, 2.5-bathroom home in the highly desirable Oakleaf Plantation community! Boasting 2,799 sqft, this well-maintained home sits at the end of a quiet cul-de-sac on a large lagoon lot, offering both privacy and breathtaking water views. Step inside through the beautifully updated French doors leading to the foyer. The home features high ceilings, recessed lighting, and fresh paint throughout, creating a bright and inviting atmosphere. The spacious formal living and dining rooms flow seamlessly into the large family room, perfect for entertaining. The kitchen is a chef's dream with 42'' cabinets, a ceramic tile backsplash, spacious center island and a large walk-in pantry with custom shelving, and a breakfast nook. Upstairs, you'll find four generously sized bedrooms and a large loft area, ideal for a media space or home office. The owner's suite is a true retreat, featuring French doors and a spacious layout overlooking the lagoon.
List Price/SqFt: 185.78
Sold Price/SqFt: 185.78

Property Features

Architectural Style: Craftsman Levels: Two Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Dryer; Electric Range; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Washer; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Gas Interior Features: Breakfast Nook; Built-in Features; Butler Pantry; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected; Propane Cooling: Central Air Heating: Central; Electric Electric: Underground Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Programmable Thermostat; Security Green Energy Efficient: Appliances; HVAC; Lighting; Thermostat; Water Heater Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Block; Concrete; Stucco Exterior Features: Other Patio And Porch Features: Covered; Front Porch; Patio; Porch; Rear Porch Spa Features: Above Ground; Heated; Private Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Irregular Lot; Sprinklers In Front; Sprinklers In Rear View: Pond; Protected Preserve; Water Waterfront Features: Lagoon Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Park; Playground; Tennis Court(s) Community Features: Suburban Road Frontage Type: City Street; Easement Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 4; Bedroom 2; Bedroom 3; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-03-15

Location Tax and Legal

Street Number: 745
Street Name: TIMBERMILL
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Timberfield

Status Change Information

Major Change Timestamp: 2025-07-08T20:26:36Z
Major Change Type: Status Change
Price Change Timestamp: 2025-04-25T20:27:54Z
Purchase Contract Date: 2025-05-14
Close Date: 2025-07-07
Close Price: 520000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 4 Level: Main
Bedroom 2 Level: Second
Bedroom 3 Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Primary Bedroom	Second	17.00	15.00
Bedroom 2	Second	12.00	14.00
Bedroom 3	Second	12.00	11.00
Bathroom 4	Main	13.00	10.00

Documents

HOA Amenties ›

Listing Office: SCOTT REALTY PROFESSIONALS, LLC

Last Updated: September - 29 - 2026

Information deemed reliable but not guaranteed.