Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

744 GINGER MILL Drive, St. Johns, FL 32259 (MLS# 1238090)

744 GINGER MILL Drive, St. Johns, FL 32259

$1,850

Property Type: Residential Lease Bedrooms: 3 Baths: 2 Square Footage: 1,260 Status: Closed

Current Price: $1,850 List Date: 7/19/2023 Last Modified: 8/03/2026

Overview

Description

Riverside at Julington Creek Plantation is one of the one most desirable private gated townhouse communities in Fruit Cove. This beautiful townhome offers 2 bedrooms and a bath downstairs and 1 large room with bath upstairs. It is freshly painted throughout. Has a private fenced backyard and it's located in an A+ rated school district. It is walking distance to shopping and one of the kind amenities that Julington Creek Plantation offers. It is ready move-in! Give yourself a chance before is gone.

Listing Details MLS# 1238090

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1260
Living Area Source: Public Records
Year Built: 2005
Association YN: No
Association Fee Frequency: One Time
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Entry Level: Yes
Directions: 295 North to exit 5B, turn left on Racetrack Rd, turn left on Quail Run Way, right on Beech Brook St, left on Honeycomb Way, left on Ginger Mill Dr, home is on the right.
Public Remarks: Riverside at Julington Creek Plantation is one of the one most desirable private gated townhouse communities in Fruit Cove. This beautiful townhome offers 2 bedrooms and a bath downstairs and 1 large room with bath upstairs. It is freshly painted throughout. Has a private fenced backyard and it's located in an A+ rated school district. It is walking distance to shopping and one of the kind amenities that Julington Creek Plantation offers. It is ready move-in! Give yourself a chance before is gone.
List Price/SqFt: 1.47
Sold Price/SqFt: 1.47

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer Interior Features: Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms Pool Features: None Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Parking Features: Additional Parking Security Features: Smoke Detector(s) Waterfront Features: Pond Fencing: Back Yard; Vinyl; Other Cooling: Central Air Heating: Central Road Surface Type: Asphalt Pets Allowed: Yes

Contract Information

Rental Service: None
Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2023-07-18
Lease Term: 12 Months

Location Tax and Legal

Street Number: 744
Street Name: GINGER MILL
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Riverside

Status Change Information

Major Change Timestamp: 2023-08-04T00:49:50Z
Major Change Type: Status Change
Purchase Contract Date: 2023-08-02
Close Date: 2023-08-03
Close Price: 1850

Deposits and Fees

Application Fee: 35
Security Deposit: 1850

More Information

Historical Information

Public Historical Remarks 1: Water - Public: Y, Assoc Appl Fee: N, Tenant Pays All Utilities: Y, Roof: Shingle, Per Period: 1850, LeasePrepFeeTenant: 100, Common Club Amenities-Club Facilities: Y
Public Historical Remarks 2: Pet Fee (Non Refund): Y, Occupancy: Immediate, Parcel Size: Less than .25 acre, Structure-Frame: Y, Exterior Wall: Cementitious Siding, Laminate Floors: Y, Min Lease/Rent Term: 12 Months, Dining-Living/Dining Combo: Y, Interior Amenities-Ceiling 8+ Ft.: Y
Public Historical Remarks 3: Intermediate School: Other, Date Available: Immediately, Occupant Type: Vacant -Lockbox, Vacant

Listing Office: EAGLES WORLD REALTY, INC

Last Updated: August - 03 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare