Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

739 SERVIA Drive, St. Johns, FL 32259 (MLS# 1258054)

739 SERVIA Drive, St. Johns, FL 32259

$275,000

Welcome to 739 Servia Drive in Palisades at Durbin Crossing

739 Servia Drive to Durbin Crossing Amenities Center is about 5 minutes away by car.

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,346 Status: Closed

Current Price: $275,000 List Date: 2/22/2024 Last Modified: 1/12/2026

Overview

Description

Welcome to Palisades at Durbin -the Perfect Place to call home! This light & bright 2 bedroom, 2.5 bath, 1 car garage townhome has great storage & an open concept plan from the kitchen to living area. Add'l parking lots conveniently located close by. Second floor has spacious primary bedroom en-suite 2 walk-in closets & full bath. The second bedroom w/walk-in closet, full bathroom & linen closet are also upstairs. Washer, dryer, two gun safes screwed to floor convey along w/AIGURD Smart Fingerprint touchscreen locking door handle on garage door convey w/sale. (Gun safes can be removed if buyer doesn't want, but owner will NOT repair flooring.) Enjoy the Durbin Crossing resort-style amenities w/pools, tennis courts, basketball courts, volleyball courts, skateboard, sports & kids play area & dog parks. Lender incentive of .5% of loan amount towards closing costs if pre-approved w/Ian MacDonald w/Regions Bank. (See docs) Boasting top-rated St Johns County schools & the beaches.

Listing Details MLS# 1258054

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1346
Living Area Source: Public Records
Year Built: 2019
Association YN: Yes
Association Fee: 338
Association Fee Frequency: Quarterly
Association Name: Durbin at Palisades
Association Phone: 904-940-1002
CDD Fee YN: Yes
CDD Fee Amount: 1241.8
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Race Track Rd take St. Johns Pkwy/2209 south approximately .5 miles to Palisades community on the right at Servia Drive.
Public Remarks: Welcome to Palisades at Durbin -the Perfect Place to call home! This light & bright 2 bedroom, 2.5 bath, 1 car garage townhome has great storage & an open concept plan from the kitchen to living area. Add'l parking lots conveniently located close by. Second floor has spacious primary bedroom en-suite 2 walk-in closets & full bath. The second bedroom w/walk-in closet, full bathroom & linen closet are also upstairs. Washer, dryer, two gun safes screwed to floor convey along w/AIGURD Smart Fingerprint touchscreen locking door handle on garage door convey w/sale. (Gun safes can be removed if buyer doesn't want, but owner will NOT repair flooring.) Enjoy the Durbin Crossing resort-style amenities w/pools, tennis courts, basketball courts, volleyball courts, skateboard, sports & kids play area & dog parks. Lender incentive of .5% of loan amount towards closing costs if pre-approved w/Ian MacDonald w/Regions Bank. (See docs) Boasting top-rated St Johns County schools & the beaches.
List Price/SqFt: 211.74
Sold Price/SqFt: 204.31

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Connected; Electricity Connected; Natural Gas Not Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Roof: Shingle Parking Features: Assigned; Attached; Garage; Guest Current Use: Residential Association Amenities: Basketball Court; Community Pool; Jogging Path; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection Room Types: Utility Room

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2023-11-16

Location Tax and Legal

Street Number: 739
Street Name: SERVIA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Palisades At Durbin Crossing

Status Change Information

Major Change Timestamp: 2024-03-16T12:32:46Z
Major Change Type: Status Change
Price Change Timestamp: 2024-02-22T16:49:01Z
Purchase Contract Date: 2024-03-01
Close Date: 2024-03-15
Close Price: 275000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y, Interior Amenities-Window Treatment(s): Y, Structure Builder: DR Horton
Public Historical Remarks 2: Dining-Living/Dining Combo: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other, Occupant Type: Appointment, Video Surveillance, See Private Remarks, Occupied, Advance Notice