Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

736 GINGER MILL Drive, St. Johns, FL 32259 (MLS# 2168923)

736 GINGER MILL Drive, St. Johns, FL 32259

$1,595

Property Type: Residential Lease Bedrooms: 2 Baths: 2 Square Footage: 1,008 Lot Size (sq. ft.): 3,049 Status: Closed

Current Price: $1,595 List Date: 10/12/2026 Last Modified: 10/30/2026

Overview

Description

Beautifully renovated in 2024, this 2-bedroom, 2-bath property in desirable Julington Creek offers stylish updates throughout. From the updated kitchen and flooring to the beautifully finished bathrooms and gorgeous light fixtures, every detail has been thoughtfully refreshed. The open living space flows seamlessly from the kitchen and dining area into the living room, while the split-bedroom floor plan provides added privacy. Step outside to the back patio and relax while enjoying peaceful, wooded views. Residents also have access to the community pool, perfect for enjoying Florida's warm weather. Conveniently located near Julington Creek shopping, restaurants, parks and everyday conveniences, with easy access to major roadways. Enjoy highly rated St. Johns County schools and a great location close to everything St. Johns has to offer! Application is $75 per person 18 and over. Processing fee of $125 due at lease signing.

Listing Details MLS# 2168923

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1008
Living Area Source: Public Records
Year Built: 2005
Lot Size Acres: 0.07
Association YN: Yes
Accessibility Features YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories Total: Yes
Senior Community YN: No
Directions: State Rd 13 South left on Racetrack Rd. Take left into Riverside gates. Circle around to Ginger Mill.
Public Remarks: Beautifully renovated in 2024, this 2-bedroom, 2-bath property in desirable Julington Creek offers stylish updates throughout. From the updated kitchen and flooring to the beautifully finished bathrooms and gorgeous light fixtures, every detail has been thoughtfully refreshed. The open living space flows seamlessly from the kitchen and dining area into the living room, while the split-bedroom floor plan provides added privacy. Step outside to the back patio and relax while enjoying peaceful, wooded views. Residents also have access to the community pool, perfect for enjoying Florida's warm weather. Conveniently located near Julington Creek shopping, restaurants, parks and everyday conveniences, with easy access to major roadways. Enjoy highly rated St. Johns County schools and a great location close to everything St. Johns has to offer! Application is $75 per person 18 and over. Processing fee of $125 due at lease signing.
List Price/SqFt: 1.58
Sold Price/SqFt: 1.58

Property Features

Additional Lease Terms: 12 Months Owner Pays: None Levels: One Appliances: Dishwasher; Electric Range; Microwave; Refrigerator; Washer/Dryer Stacked Interior Features: Breakfast Bar; Ceiling Fan(s); Primary Bathroom - Shower No Tub; Walk-In Closet(s) Laundry Features: In Unit Patio And Porch Features: Patio Association Amenities: Community Pool; Gated Water Source: Public Parking Features: Assigned Sewer: Public Sewer View: Trees/Woods Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Electric Additional Fee Includes: Other Rent Includes: None Tenant Pays: All Utilities Pets Allowed: Yes; Breed Restrictions; Size Limit; Number Limit

Contract Information

Rental Service: Other
Rental Application URL: FloridaNetworkPM.com
Property Sub Type: Townhouse
Listing Contract Date: 2026-10-12
Lease Term: 12 Months
Availability Date: 2026-10-21

Location Tax and Legal

Street Number: 736
Street Name: GINGER MILL
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2026-10-30T20:25:18Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-19
Close Date: 2026-10-30
Close Price: 1595

Deposits and Fees

Additional Fee: 125
Application Fee: 75
Pet Fee/Deposit: 600
Security Deposit: 1695

More Information

Pets Allowed

Maximum Weight Allowed: 40

Documents

Sample Lease ›

Rental Process & Application ›

Listing Office: FLORIDA NETWORK PROPERTY MANAGEMENT

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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