Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

728 NAVIGATORS Road, St. Johns, FL 32259 (MLS# 2139299)

728 NAVIGATORS Road, St. Johns, FL 32259

$635,000

Virtual Tour

https://view.spiro.media/order/87fb6aa7-6898-4606-8d55-08de91a14a4e?branding=false

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,494 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $635,000 List Date: 4/10/2026 Last Modified: 5/29/2026

Overview

Description

Set on a spacious homesite in the gated community of Middlebourne, this David Weekley Irondale floor plan offers soaring ceilings and a bright, open layout with high-end finishes throughout. Wood-look tile flooring runs throughout the main living areas, complemented by upgraded lighting and abundant natural light from oversized windows. A dedicated office provides the perfect space for working from home. The chef's kitchen is designed to impress with quartz countertops, a gas cooktop, double ovens including a French door style oven, custom wood hood, large island, and upgraded Café appliances. The open concept living and dining areas flow seamlessly to the outdoors with sliding glass doors leading to a covered patio and spacious backyard. The primary suite features tray ceilings and a well-appointed bath with dual quartz vanities, a large walk-in super shower, and an oversized closet. Oversized laundry room with dedicated craft area. Zoned for top-rated St. Johns County schools.

Listing Details MLS# 2139299

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2494
Living Area Source: Assessor
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 515
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1733.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: I-95 to CR-210 W, L on St Johns Pkwy, R on Longleaf Pine Pkwy, L on Veterans Pkwy, R into community, follow to Navigators Rd, turn left. Home on left.
Public Remarks: Set on a spacious homesite in the gated community of Middlebourne, this David Weekley Irondale floor plan offers soaring ceilings and a bright, open layout with high-end finishes throughout. Wood-look tile flooring runs throughout the main living areas, complemented by upgraded lighting and abundant natural light from oversized windows. A dedicated office provides the perfect space for working from home. The chef's kitchen is designed to impress with quartz countertops, a gas cooktop, double ovens including a French door style oven, custom wood hood, large island, and upgraded Café appliances. The open concept living and dining areas flow seamlessly to the outdoors with sliding glass doors leading to a covered patio and spacious backyard. The primary suite features tray ceilings and a well-appointed bath with dual quartz vanities, a large walk-in super shower, and an oversized closet. Oversized laundry room with dedicated craft area. Zoned for top-rated St. Johns County schools.
List Price/SqFt: 260.63
Sold Price/SqFt: 254.61

Property Features

Architectural Style: Contemporary Levels: One Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Dryer; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate Construction Materials: Composition Siding Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Community Pool; Dog Park; Playground Community Features: Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-08

Location Tax and Legal

Street Number: 728
Street Name: NAVIGATORS
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Middlebourne

Status Change Information

Major Change Timestamp: 2026-05-29T17:48:45Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-18T13:17:52Z
Purchase Contract Date: 2026-05-01
Close Date: 2026-05-29
Close Price: 635000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: May - 29 - 2026

Information deemed reliable but not guaranteed.