Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

728 LOCKWOOD Lane, St. Johns, FL 32259 (MLS# 2044996)

728 LOCKWOOD Lane, St. Johns, FL 32259

$370,000

Walk-In Closet with second closet on the other side

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,590 Lot Size (sq. ft.): 6,970 Status: Closed

Current Price: $370,000 List Date: 8/30/2024 Last Modified: 6/24/2026

Overview

Description

Welcome to 728 Lockwood Lane! *NEW EXTERIOR SIDING*NEW WINDOWS*ROOF REPLACED 2018*A/C REPLACED 2016*10FT CEILINGS* This charming home in the highly sought-after Julington Creek Plantation neighborhood is nestled in a quiet cul-de-sec and offers a sizable primary suite with ensuite, vaulted ceilings and two closets plus two great sized bedrooms with a well appointed bathroom. Boasting spacious living areas, a bright kitchen and a breakfast nook along with two sliding glass doors that allow access to the covered patio, this house begs to be lived in!

Listing Details MLS# 2044996

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1590
Living Area Source: Public Records
Year Built: 1997
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1384.31
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Enter Julington Creek Plantation by turning South on Flora Branch Blvd from Race Track Road. Turn Right at the 4-way stop onto Durbin Creek Blvd heading west. Turn right into Durbin Crossing/Morning Glory Lane North. Follow road as it curves and turn right on Lockwood Lane. House is at the end of the street in the cul-de-sac.
Public Remarks: Welcome to 728 Lockwood Lane! *NEW EXTERIOR SIDING*NEW WINDOWS*ROOF REPLACED 2018*A/C REPLACED 2016*10FT CEILINGS* This charming home in the highly sought-after Julington Creek Plantation neighborhood is nestled in a quiet cul-de-sec and offers a sizable primary suite with ensuite, vaulted ceilings and two closets plus two great sized bedrooms with a well appointed bathroom. Boasting spacious living areas, a bright kitchen and a breakfast nook along with two sliding glass doors that allow access to the covered patio, this house begs to be lived in!
List Price/SqFt: 237.74
Sold Price/SqFt: 232.7

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Stucco; Vinyl Siding; Wood Siding Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Fenced; Wood Current Use: Residential Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Park; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing Room Types: Bedroom 1; Bedroom 2; Dining Room; Kitchen; Living Room; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-08-30

Location Tax and Legal

Street Number: 728
Street Name: LOCKWOOD
Street Suffix: Lane
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2025-04-11T01:40:51Z
Major Change Type: Status Change
Price Change Timestamp: 2025-03-06T15:07:06Z
Purchase Contract Date: 2025-03-12
Close Date: 2025-04-10
Close Price: 370000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bedroom 1 Level: First
Bedroom 2 Level: First
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Primary Bedroom Level: First
Other Room Level: First

Room Information

Room Name	Level	Length	Width	Remarks
Primary Bedroom	First	15.00	12.00
Bedroom 1	First	12.00	11.00
Bedroom 2	First	14.00	10.00
Kitchen	First	12.00	8.00
Other	First	11.00	8.00	Breakfast Nook
Living Room	First	16.00	16.00
Dining Room	First	9.00	9.00

Documents

Offer Instructions ›

COMMUNITY DEVELOPMENT DISTRICT DISCLOSU ›

HOMEOWNERS’ ASSOCIATION/COMMUNITY DISCL ›

SELLER’S PROPERTY DISCLOSURE ›

Listing Office: CENTURY 21 LIGHTHOUSE REALTY

Last Updated: June - 24 - 2026

Information deemed reliable but not guaranteed.