Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

713 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2143589)

713 RUM RUNNER Way, St. Johns, FL 32259

$665,000

Virtual Tour

https://app.eastcoastvtours.com/sites/rlvawnvx/unbranded

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,649 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $665,000 List Date: 5/05/2026 Last Modified: 11/02/2026

Overview

Description

LOCATION, LOCATION- Just a short stroll to the lagoon and your toes are in the sand. CDD PAID IN FULL. This upgraded home is tucked within this Luxury Townhome Community within Beachwalk, known for its breathtaking 14-acre Crystal Lagoon. Atlantica Isles offers a low-maintenance lifestyle w/a true resort feel, where every day feels like a getaway thanks to an array of amenities designed for all ages. Home has 3 bedrooms, 2.5 baths, & a spacious loft. Step outside to a covered patio complete w/ a summer kitchen, overlooking a beautifully landscaped backyard. Inside, you'll find designer details at every turn--chef-inspired kitchen w/ an oversized island, glass display cabinetry w/uplighting, a stunning tile backsplash, & a custom-designed pantry. Family rm showcases elegant accent walls & custom drapery, creating a warm & inviting space. Retreat to your owner's suite w/glamour bath w/oversized shower & soaking tub. French drs lead to balcony to enjoy serene views of the park & pond.

Supplements: Enjoy seamless indoor-outdoor living w/ both a patio & balcony equipped with motorized screens, plus an extended paver patio perfect for entertaining. Private gated access provides an easy walk to the lagoon and amenities. Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar ... (Read more)

Listing Details MLS# 2143589

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2649
Living Area Source: Assessor
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 389.67
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1253
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I95 go East on CR 210, Left into Beachwalk on Beachwalk Blvd. Right on Rum Runner Way, follow around to 713 Rum Runner.
Public Remarks: LOCATION, LOCATION- Just a short stroll to the lagoon and your toes are in the sand. CDD PAID IN FULL. This upgraded home is tucked within this Luxury Townhome Community within Beachwalk, known for its breathtaking 14-acre Crystal Lagoon. Atlantica Isles offers a low-maintenance lifestyle w/a true resort feel, where every day feels like a getaway thanks to an array of amenities designed for all ages. Home has 3 bedrooms, 2.5 baths, & a spacious loft. Step outside to a covered patio complete w/ a summer kitchen, overlooking a beautifully landscaped backyard. Inside, you'll find designer details at every turn--chef-inspired kitchen w/ an oversized island, glass display cabinetry w/uplighting, a stunning tile backsplash, & a custom-designed pantry. Family rm showcases elegant accent walls & custom drapery, creating a warm & inviting space. Retreat to your owner's suite w/glamour bath w/oversized shower & soaking tub. French drs lead to balcony to enjoy serene views of the park & pond.
List Price/SqFt: 251.04

Property Features

Architectural Style: Villa Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s); Wet Bar Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink; Upper Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Exterior Features: Balcony; Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Patio; Screened Roof: Metal Parking Features: Attached; Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Fenced Current Use: Residential Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Maintenance Grounds; Pickleball; Playground; Security; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Pest Control; Trash Community Features: Curbs; Gated; Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan