Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

71 ANN SCOTT Drive, St. Johns, FL 32259 (MLS# 2058048)

71 ANN SCOTT Drive, St. Johns, FL 32259

$640,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,452 Lot Size (sq. ft.): 9,148 Status: Closed

Current Price: $640,000 List Date: 3/11/2025 Last Modified: 10/27/2026

Overview

Description

REDUCED PRICE + NO CDD in SJ COUNTY!! Great location in Oakridge Landing, an ideal neighborhood within 10 minutes to Creekside HS, Patriot Oaks Academy, Veterans Park and Durbin Pavilion. This immaculate, 3452-sf, 5-bed/4-bath, 3-car-garage home with fresh paint & new carpet has plenty of living space for everyone, including a super large backyard with preserve and lake views, plus room for an amazing pool. With a downstairs extra guest bedroom/office, the open floor plan is perfect for gathering, with a gourmet kitchen, breakfast island + cafe, huge walk-in pantry + a butler's pantry, family room and dining room. The 2nd floor is equally amazing and has fun space + privacy, with a large loft, 4 beds and 3 full baths. Top-notch upgrades include granite counters, stainless appliances, central vacuum, water softener and pull-down attic stairs. You'll never be bored in Oakridge Landing -- the neighborhood community pool and SJ County Veterans Park are just steps away!

Supplements: Veterans Park is a 50-acre complex with recreation amenities, featuring a memorial to the U.S. Armed Forces, at which each branch is honored with an individual monument and flag. Amenities include: Full-size lighted grass multi-purpose fields Full-size lighted artificial turf field Lighted basketball courts Lighted pickleball courts Skate park Pic ... (Read more)

Listing Details MLS# 2058048

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3452
Living Area Source: Public Records
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 268.47
Association Fee Frequency: Quarterly
Association Name: Vesta Property Services
Association Phone: 904-747-0181
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Water Frontage Feet: 21
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: Route 1 South, Right onto Race Track Road, Left onto Veterans Parkway, Left into Oakridge Landing on Sarah Elizabeth Drive, Left onto Ann Scott Drive, #71 on left
Public Remarks: REDUCED PRICE + NO CDD in SJ COUNTY!! Great location in Oakridge Landing, an ideal neighborhood within 10 minutes to Creekside HS, Patriot Oaks Academy, Veterans Park and Durbin Pavilion. This immaculate, 3452-sf, 5-bed/4-bath, 3-car-garage home with fresh paint & new carpet has plenty of living space for everyone, including a super large backyard with preserve and lake views, plus room for an amazing pool. With a downstairs extra guest bedroom/office, the open floor plan is perfect for gathering, with a gourmet kitchen, breakfast island + cafe, huge walk-in pantry + a butler's pantry, family room and dining room. The 2nd floor is equally amazing and has fun space + privacy, with a large loft, 4 beds and 3 full baths. Top-notch upgrades include granite counters, stainless appliances, central vacuum, water softener and pull-down attic stairs. You'll never be bored in Oakridge Landing -- the neighborhood community pool and SJ County Veterans Park are just steps away!
List Price/SqFt: 188.3
Sold Price/SqFt: 185.4

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Microwave; Refrigerator; Water Softener Owned Interior Features: Breakfast Bar; Butler Pantry; Ceiling Fan(s); Central Vacuum; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Trees/Woods Water Body Access Type: Association Waterfront Features: Pond Current Use: Single Family Association Amenities: Community Pool; Maintenance Grounds; Management - Off Site Association Fee Includes: Maintenance Grounds Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan