Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

70 OLD FT Trail, St. Johns, FL 32259 (MLS# 2145660)

70 OLD FT Trail, St. Johns, FL 32259

$510,309

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,829 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $510,309 List Date: 5/16/2026 Last Modified: 7/21/2026

Overview

Description

Welcome to this exceptional waterfront three-story home in the highly sought-after Beachwalk community, renowned for its world-class resort-style amenities and strong sense of community. Experience the Beachwalk lifestyle -a true vacation atmosphere combined with the warmth of a close-knit neighborhood. You'll enjoy access to unmatched amenities including the spectacular 14-acre crystal-clear lagoon with sandy beaches, a swim-up bar, waterslides, kayaks, paddleboards, clubhouse with on-site restaurant, fitness center, playground, childcare, dog splash park, putting course, tennis and pickleball courts. In addition, you'll enjoy an exciting monthly event calendar thoughtfully planned for fun, wellness, relaxation and social engagement, featuring themed nights, live music, fitness classes, kids' activities, holiday parties, and much more. Now, let's introduce your new home.

Supplements: This beautifully upgraded and full of character residence offers 3 Bedrooms, 2.5 Bathrooms, PLUS TWO VERSATILE BONUS ROOMS, including an entire THIRD-FLOOR RETREAT. These flexible spaces are ideal for a home office, gym, media room, playroom, and can also serve as a FOURTH and/or FIFTH BEDROOM, offering endless possibilities to suit your lifestyle. ... (Read more)

Listing Details MLS# 2145660

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2297
Living Area Source: Public Records
Building Area Total: 2829
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 602.5
Association Fee Frequency: Quarterly
Association Fee 2: 335.48
Association Fee 2 Frequency: Monthly
Association Name: Beachwalk Homeowner's Association
Association Phone: 9042953921
CDD Fee YN: Yes
CDD Fee Amount: 3850.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 3
Senior Community YN: No
Direction Faces: Southeast
Directions: From I-95, take Exit 329 for Old County Road 210 East. Continue east on Old CR 210, then turn left onto Beachwalk Boulevard. Turn left onto Albany Bay Boulevard, then turn right onto Old Fort Trail. The property will be on the right at 70 Old Fort Trail.
Public Remarks: Welcome to this exceptional waterfront three-story home in the highly sought-after Beachwalk community, renowned for its world-class resort-style amenities and strong sense of community. Experience the Beachwalk lifestyle -a true vacation atmosphere combined with the warmth of a close-knit neighborhood. You'll enjoy access to unmatched amenities including the spectacular 14-acre crystal-clear lagoon with sandy beaches, a swim-up bar, waterslides, kayaks, paddleboards, clubhouse with on-site restaurant, fitness center, playground, childcare, dog splash park, putting course, tennis and pickleball courts. In addition, you'll enjoy an exciting monthly event calendar thoughtfully planned for fun, wellness, relaxation and social engagement, featuring themed nights, live music, fitness classes, kids' activities, holiday parties, and much more. Now, let's introduce your new home.
List Price/SqFt: 221.59
Sold Price/SqFt: 222.16

Property Features

Levels: Three Or More Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer Fireplace Features: Electric Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Home; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Unit; Sink Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Concrete Patio And Porch Features: Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Garage View: Pond Waterfront Features: Pond Fencing: Back Yard; Fenced; Wrought Iron Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Maintenance Grounds; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Other Community Features: Restaurant Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bonus Room; Dining Room; Kitchen; Laundry; Living Room; Office; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-15

Location Tax and Legal

Street Number: 70
Street Name: OLD FT
Street Suffix: Trail
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Beachwalk

Status Change Information

Major Change Timestamp: 2026-07-21T18:58:04Z
Major Change Type: Status Change
Purchase Contract Date: 2026-06-15
Close Date: 2026-07-20
Close Price: 510309

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Room Types

Bathroom 2 Level: Second
Bathroom 3 Level: First
Bedroom 2 Level: Second
Bedroom 3 Level: Second
Bonus Room Level: Third
Dining Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Office Level: Second
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level	Length	Width
Living Room	First	14.11	15.11
Dining Room	First	9.80	10.10
Kitchen	First	18.00	7.03
Primary Bedroom	Second	13.60	16.40
Primary Bathroom	Second	10.70	11.90
Bedroom 2	Second	10.40	14.09
Bedroom 3	Second	11.70	13.00
Bathroom 2	Second	8.00	4.09
Bathroom 3	First	4.70	5.40
Office	Second	11.90	9.30
Bonus Room	Third	25.10	16.40
Laundry	First	5.80	7.40

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: July - 21 - 2026

Information deemed reliable but not guaranteed.