Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

6935 KETTLE CREEK Drive, Jacksonville, FL 32222 (MLS# 2170881)

6935 KETTLE CREEK Drive, Jacksonville, FL 32222

$238,000

ISO_6935 Kettle Creek Dr_JAX_FL_004 copy

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,143 Lot Size (sq. ft.): 13,939 Status: Active

Current Price: $238,000 List Date: 10/26/2026 Last Modified: 10/27/2026

Overview

Description

Recent updates give this 2-bedroom, 2-bath home in Plum Tree plenty to offer! With 1,143 square feet of living space on a preserve lot, the home features fresh interior paint, new flooring throughout, a new HVAC system, and a roof replaced in 2020. Inside, you'll find a spacious living area, an eat-in kitchen, and a primary bedroom with a walk-in closet. Out back, the preserve setting provides a natural backdrop to enjoy from your yard, without another home directly behind you. A 2-car garage adds everyday convenience, and shopping, dining. NAS Jax, Cecil Field and major roadways are nearby.

Listing Details MLS# 2170881

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1143
Living Area Source: Public Records
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.32
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: FROM SR 21 HEAD WEST ON ARGYLE FOREST BLVD RIGHT ON OLD MIDDLEBURG, LEFT ON PLUM LAKE, LEFT ON CLINTON CORNER, LEFT ON NELSON FORKS, RIGHT ON KETTLE CREEK HOME ON RIGHT
Public Remarks: Recent updates give this 2-bedroom, 2-bath home in Plum Tree plenty to offer! With 1,143 square feet of living space on a preserve lot, the home features fresh interior paint, new flooring throughout, a new HVAC system, and a roof replaced in 2020. Inside, you'll find a spacious living area, an eat-in kitchen, and a primary bedroom with a walk-in closet. Out back, the preserve setting provides a natural backdrop to enjoy from your yard, without another home directly behind you. A 2-car garage adds everyday convenience, and shopping, dining. NAS Jax, Cecil Field and major roadways are nearby.
List Price/SqFt: 208.22

Property Features

Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Range; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom - Tub with Shower; Vaulted Ceiling(s) Flooring: Carpet; Luxury Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Available Cooling: Central Air Heating: Central Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Construction Materials: Vinyl Siding Roof: Shingle Parking Features: Garage View: Protected Preserve Current Use: Residential Association Amenities: None Road Frontage Type: City Street Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-26

Location Tax and Legal

Street Number: 6935
Street Name: KETTLE CREEK
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32222
MLS Area Major: 064-Bent Creek/Plum Tree
Subdivision Name: Plum Tree

Status Change Information

Major Change Timestamp: 2026-10-26T11:43:21Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: WATSON REALTY CORP

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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