Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

6849 LAKE MIST Lane, Jacksonville, FL 32210 (MLS# 2167282)

6849 LAKE MIST Lane, Jacksonville, FL 32210

$205,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,348 Lot Size (sq. ft.): 2,178 Status: Active

Current Price: $205,000 List Date: 10/06/2026 Last Modified: 10/29/2026

Overview

Description

Take advantage of a potential financing opportunity with an FHA assumable loan at a 4.625% interest rate, subject to lender approval and buyer qualification! This 2024-built, two-story townhome features 3 bedrooms, 2.5 baths, and a 1-car garage within a gated community. Move-in ready and complete with all appliances, this home offers convenience from day one. Enjoy low-maintenance living and a low HOA fee that includes access to the community pool, playground, and dog-walk area. With modern construction, desirable community amenities, and the potential to assume an attractive FHA loan, this townhome is ready to welcome its new owner!

Listing Details MLS# 2167282

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1348
Living Area Source: Public Records
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 500
Association Fee Frequency: Quarterly
Association Name: Lakeside
Association Phone: 904-490-8191
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: From I-295 S, take Exit 17 for Wilson Blvd. Turn left onto Wilson Blvd, left onto Lane Ave S. left onto Misty View Dr, then right onto Lake Mist Ln. Property is on the left.
Public Remarks: Take advantage of a potential financing opportunity with an FHA assumable loan at a 4.625% interest rate, subject to lender approval and buyer qualification! This 2024-built, two-story townhome features 3 bedrooms, 2.5 baths, and a 1-car garage within a gated community. Move-in ready and complete with all appliances, this home offers convenience from day one. Enjoy low-maintenance living and a low HOA fee that includes access to the community pool, playground, and dog-walk area. With modern construction, desirable community amenities, and the potential to assume an attractive FHA loan, this townhome is ready to welcome its new owner!
List Price/SqFt: 152.08

Property Features

Architectural Style: Other Levels: Two Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: In Unit; Upper Level Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio Roof: Membrane Parking Features: Attached; Garage; Guest Current Use: Residential; Single Family Association Amenities: Dog Park; Gated; Playground; Other Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-01

Location Tax and Legal

Street Number: 6849
Street Name: LAKE MIST
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 053-Hyde Grove Area
Subdivision Name: Lane Ave Townhomes

Status Change Information

Major Change Timestamp: 2026-10-29T20:05:58Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-29T20:05:58Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MARK SPAIN REAL ESTATE

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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