Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

681 BOX BRANCH Circle, St. Johns, FL 32259 (MLS# 1229108)

681 BOX BRANCH Circle, St. Johns, FL 32259

$480,299

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,214 Status: Closed

Current Price: $480,299 List Date: 5/26/2023 Last Modified: 10/15/2026

Overview

Description

If you are looking for a spacious, completely split floorplan with a ton of parking, this is the one! Upon entry you are greeted with lots of natural light into the formal dining and living areas complete with a charming double sided fireplace! The master suite is on the left side of the home and bedrooms 2, 3 and 4 along with a bathroom have their own private, separate hallway off the living/family room. The home has an open concept kitchen with an eat in space and also plenty or room for barstools! Out back is a screened lanai but still room to run and play for the kiddos or dogs. The circular driveway leaves so much room for additional parking as well as the 2 car garage! This beautiful home is tucked away in a little nook in the Maplewood community of Julington Creek. Roof 2016 AC 2018

Supplements: 2018

Listing Details MLS# 1229108

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2214
Living Area Source: Public Records
Year Built: 1995
Association YN: Yes
Association Fee: 480
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1018
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: East on Racetrack Road turn right onto Durbin Creek Blvd. Follow straight through the roundabout and turn left onto Maplewood Drive. Left on S. Birch Branch and then left on Box Branch. Home on left
Public Remarks: If you are looking for a spacious, completely split floorplan with a ton of parking, this is the one! Upon entry you are greeted with lots of natural light into the formal dining and living areas complete with a charming double sided fireplace! The master suite is on the left side of the home and bedrooms 2, 3 and 4 along with a bathroom have their own private, separate hallway off the living/family room. The home has an open concept kitchen with an eat in space and also plenty or room for barstools! Out back is a screened lanai but still room to run and play for the kiddos or dogs. The circular driveway leaves so much room for additional parking as well as the 2 car garage! This beautiful home is tucked away in a little nook in the Maplewood community of Julington Creek. Roof 2016 AC 2018
List Price/SqFt: 203.25
Sold Price/SqFt: 216.94

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Range; Electric Water Heater; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Double Sided; Gas Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Utilities: Cable Available; Propane Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco; Wood Siding Patio And Porch Features: Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Circular Driveway Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Laundry; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-05-25

Location Tax and Legal

Street Number: 681
Street Name: BOX BRANCH
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek Plan

Status Change Information

Major Change Timestamp: 2023-06-30T15:47:10Z
Major Change Type: Status Change
Purchase Contract Date: 2023-06-16
Close Date: 2023-06-29
Close Price: 480299

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Club Amenities-Nature Trails: Y, Football Field(s): Y, Self Cleaning Oven: Y, Fireplace-Living Room: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Exhaust Fans: Y, Energy Features-Ceiling Fan(s): Y, Dining-Living/Dining Combo: Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Fireplace Mantle: Y, Tile Fireplace: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Living Room
Family Room
Utility Room

Documents

Covenants & Restrictions- JCP ›

Listing Office: MOMENTUM REALTY

Last Updated: October - 15 - 2026

Information deemed reliable but not guaranteed.