Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

68 PAYNE Trail, Ponte Vedra, FL 32081 (MLS# 2090384)

68 PAYNE Trail, Ponte Vedra, FL 32081

$3,500

Property Type: Residential Lease Bedrooms: 5 Baths: 3 Square Footage: 2,276 Status: Closed

Current Price: $3,500 List Date: 5/30/2025 Last Modified: 9/13/2025

Overview

Description

Welcome to this stunning 4-bedroom, 3-bathroom home in the highly sought-after Greenleaf Village of Nocatee! This spacious 2,276 sq. ft. residence offers a thoughtfully designed floor plan with modern upgrades throughout. The master bedroom is conveniently located on the first floor, featuring a beautifully upgraded en-suite bathroom with a standalone tub and elegant tile finishes. A built-in bookshelf enhances the double-door office space, perfect for remote work or study. Upstairs, a bonus room with a full bath provides additional flexibility for entertainment or guest accommodations. Step outside to enjoy the huge fenced backyard, ideal for kids, pets, and outdoor gatherings. The upgraded kitchen island and water-softening system add to the home's convenience and comfort. All appliances are included for a seamless move-in experience! 2x rent of income and 680+ FICO required. Pets are welcome with a $350 non-refundable deposit. Don't miss out on this incredible rental opportunity!

Listing Details MLS# 2090384

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2276
Living Area Source: Public Records
Year Built: 2013
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Partially
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: NE on CR-210 to Valley Ridge Blvd Continue straight onto Valley Ridge Blvd, left onto Greenleaf Dr- at the traffic circle, take the 1st exit onto Carrier Dr.Turn left onto Howland then left on Payne
Public Remarks: Welcome to this stunning 4-bedroom, 3-bathroom home in the highly sought-after Greenleaf Village of Nocatee! This spacious 2,276 sq. ft. residence offers a thoughtfully designed floor plan with modern upgrades throughout. The master bedroom is conveniently located on the first floor, featuring a beautifully upgraded en-suite bathroom with a standalone tub and elegant tile finishes. A built-in bookshelf enhances the double-door office space, perfect for remote work or study. Upstairs, a bonus room with a full bath provides additional flexibility for entertainment or guest accommodations. Step outside to enjoy the huge fenced backyard, ideal for kids, pets, and outdoor gatherings. The upgraded kitchen island and water-softening system add to the home's convenience and comfort. All appliances are included for a seamless move-in experience! 2x rent of income and 680+ FICO required. Pets are welcome with a $350 non-refundable deposit. Don't miss out on this incredible rental opportunity!
List Price/SqFt: 1.54
Sold Price/SqFt: 1.54

Property Features

Additional Lease Terms: 7 Months; 12 Months; Negotiable Owner Pays: Association Fees Architectural Style: Ranch Levels: Two Appliances: Dishwasher; Dryer; Gas Oven; Gas Range; Microwave; Refrigerator; Washer; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Laundry Features: In Unit Smart Home Features: Bulbs; Irrigation; Refrigerator; Smoke Detector Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Playground Water Source: Public Parking Features: Garage; Garage Door Opener; On Street Sewer: Public Sewer Fencing: Full Utilities: Cable Available; Electricity Available; Natural Gas Available; Water Available Cooling: Central Air Heating: Central Road Surface Type: Asphalt Tenant Pays: All Utilities Pets Allowed: Cats OK; Dogs OK; Size Limit; Number Limit

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/i8C9K4g
Property Sub Type: Single Family Residence
Listing Contract Date: 2025-05-30
Lease Term: Negotiable
Availability Date: 2025-06-01

Location Tax and Legal

Street Number: 68
Street Name: PAYNE
Street Suffix: Trail
State: FL
County: St. Johns
Postal Code: 32081
MLS Area Major: 272-Nocatee South
Subdivision Name: Greenleaf Village

Status Change Information

Major Change Timestamp: 2025-09-13T03:44:55Z
Major Change Type: Status Change
Price Change Timestamp: 2025-08-08T23:20:56Z
Purchase Contract Date: 2025-09-03
Close Date: 2025-09-12
Close Price: 3500

Deposits and Fees

Pet Fee/Deposit: 350
Security Deposit: 3800

More Information

Pets Allowed

Maximum Weight Allowed: 25

Listing Office: EXP REALTY LLC

Last Updated: September - 13 - 2025

Information deemed reliable but not guaranteed.