Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

671 CHARTER OAKS Boulevard, Orange Park, FL 32065 (MLS# 2158955)

671 CHARTER OAKS Boulevard, Orange Park, FL 32065

$2,350

Property Type: Residential Lease Bedrooms: 3 Baths: 2 Square Footage: 1,965 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $2,350 List Date: 8/06/2026 Last Modified: 9/11/2026

Overview

Description

At the heart of the home is an over-the-top chef's kitchen featuring an island with seating, a charming farmhouse sink, a large walk-in pantry, a double oven, and premium stainless steel appliances. Beautiful tile floors flow seamlessly throughout the entire house, leading to an expansive wall of windows where a quad slider opens to a scenic covered porch with peaceful lake views from every direction. Perfect for remote work, the layout boasts an oversized home office complete with elegant double French doors. The luxury continues into the oversized master suite, which features a spa-like bathroom adorned with beautiful mosaic tile work in the shower and a relaxing soaker garden tub. Everyday living is made effortless with a large 'drop zone' entryway from the garage, a separate laundry and a dedicated EV charging station for your electric vehicle. Community pool, playground, full lawn service, sprinkler system, and pest control included. Managed by Florida Homes Realty & Mortgage PM

Listing Details MLS# 2158955

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1965
Living Area Source: Public Records
Year Built: 2017
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.15
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Stories Total: Yes
Senior Community YN: No
Directions: From Blanding, take Argyle Forest Blvd, as it turns into Oakleaf Plantation Pkwy., L on Charter Oaks Blvd., Home on left.
Public Remarks: At the heart of the home is an over-the-top chef's kitchen featuring an island with seating, a charming farmhouse sink, a large walk-in pantry, a double oven, and premium stainless steel appliances. Beautiful tile floors flow seamlessly throughout the entire house, leading to an expansive wall of windows where a quad slider opens to a scenic covered porch with peaceful lake views from every direction. Perfect for remote work, the layout boasts an oversized home office complete with elegant double French doors. The luxury continues into the oversized master suite, which features a spa-like bathroom adorned with beautiful mosaic tile work in the shower and a relaxing soaker garden tub. Everyday living is made effortless with a large 'drop zone' entryway from the garage, a separate laundry and a dedicated EV charging station for your electric vehicle. Community pool, playground, full lawn service, sprinkler system, and pest control included. Managed by Florida Homes Realty & Mortgage PM
List Price/SqFt: 1.2
Sold Price/SqFt: 1.2

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Grounds Care; Management; Pest Control; Trash Collection Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Patio And Porch Features: Covered; Patio Association Amenities: Community Pool; Playground Water Source: Public Parking Features: Garage; Garage Door Opener Sewer: Public Sewer View: Pond Waterfront Features: Pond Utilities: Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central Additional Fee Includes: Attorney Fee; Lease Prep; Other Rent Includes: Management; Trash Collection Tenant Pays: All Utilities Pets Allowed: No

Contract Information

Rental Service: Other
Rental Application URL: https://myfhrm.appfolio.com/listings/detail/87cb59d6-a57c-4dc1-9684-67361a33dc2f
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-08-06
Lease Term: 12 Months
Availability Date: 2026-08-06

Location Tax and Legal

Street Number: 671
Street Name: CHARTER OAKS
Street Suffix: Boulevard
State: FL
County: Clay
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Arbor Mill At Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2026-09-11T20:45:15Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-13
Close Date: 2026-09-11
Close Price: 2350

Deposits and Fees

Additional Fee: 225
Application Fee: 75
Security Deposit: 2350

More Information

Listing Office: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Last Updated: September - 11 - 2026

Information deemed reliable but not guaranteed.