Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

668 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2125071)

668 RUM RUNNER Way, St. Johns, FL 32259

$510,000

Virtual Tour

https://app.eastcoastvtours.com/sites/eeeggxq/unbranded

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,503 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $510,000 List Date: 1/14/2026 Last Modified: 6/30/2026

Overview

Description

CDD PAID IN FULL. Coastal Inspired home located in the private community of Beachwalk w/ it's stunning 14 acre Crystal Lagoon. Enjoy maintenance free living in Atlantica Isles. Vacation at home when you live in Beachwalk w/ its many amenities sure to please everyone. Home has 4 bedrooms/3 baths & an oversized loft. Enter through the two story foyer & take in the views of this home located on a pond. Spacious family rm/kitchen & large eat in area are sure to please. Triple sliders lead to extended paver patio w/ large fenced backyard. Located on the 1st floor is a bedroom w/full bath. Custom accent walls, upgraded lighting & custom pantry complete the 1st floor. Large owners suite w/ balcony that looks out over pond. Owners luxury bath has beautiful accent wall & oversized shower. 2 more bedrooms, bath & large loft complete the upstairs. Upgraded LVP throughout upstairs. Plumbed for summer kitchen and gas fire pi

Supplements: Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar or kayaking and paddleboarding around the lagoon. Take a morning water aerobics or yoga class right on the beach or just enjoy the two waterslides-adult included. Sports enthusiasts can enjoy a full gym, tennis and picklebal ... (Read more)

Listing Details MLS# 2125071

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2503
Living Area Source: Public Records
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 389.67
Association Fee Frequency: Monthly
Association Name: TPAM
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95 go East on CR210, left into Beachwalk on Beachwalk Blvd., Right into Atlanticia Isles on Rum Runner. Follow around to 668 Rum Runner Way.
Public Remarks: CDD PAID IN FULL. Coastal Inspired home located in the private community of Beachwalk w/ it's stunning 14 acre Crystal Lagoon. Enjoy maintenance free living in Atlantica Isles. Vacation at home when you live in Beachwalk w/ its many amenities sure to please everyone. Home has 4 bedrooms/3 baths & an oversized loft. Enter through the two story foyer & take in the views of this home located on a pond. Spacious family rm/kitchen & large eat in area are sure to please. Triple sliders lead to extended paver patio w/ large fenced backyard. Located on the 1st floor is a bedroom w/full bath. Custom accent walls, upgraded lighting & custom pantry complete the 1st floor. Large owners suite w/ balcony that looks out over pond. Owners luxury bath has beautiful accent wall & oversized shower. 2 more bedrooms, bath & large loft complete the upstairs. Upgraded LVP throughout upstairs. Plumbed for summer kitchen and gas fire pi
List Price/SqFt: 227.69
Sold Price/SqFt: 203.76

Property Features

Architectural Style: Traditional; Villa Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Double Oven; Electric Oven; Gas Cooktop; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Other Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Upper Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Front Porch; Rear Porch Roof: Metal Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard Current Use: Residential Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Pest Control; Security Community Features: Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection