Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

665 FLACH Drive, St. Johns, FL 32259 (MLS# 2128322)

665 FLACH Drive, St. Johns, FL 32259

$533,400

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,149 Status: Active

Current Price: $533,400 List Date: 2/03/2026 Last Modified: 11/06/2026

Overview

Description

**OPEN HOUSE- NOV. 14, 2026 11am-2pm** Why Build, This home is FULLY LOADED with UPGRADES! Home was Built and gutted, nothing builder grade here! Seller upgrades: LVP Throughout the home, Whole house lighting, Tile backsplash in the kitchen, Stove with air-fryer feature, Tile in both bathrooms, Shiplap in both bathrooms, Shiplap on the island, Shelves in living room & Kitchen, Custom barn doors, Custom electric fireplace in the primary and living room, extended screen patio and extended exterior paver patio, Custom mirrors in both bathrooms, Fully fenced yard, Rainfall Showers, Custom board and batten Wood accent walls. some additional upgrades include: Extended garage, gas hookup on the patio, irrigation well, concrete edging, soffit plug, and a water softener. SOLAR PANLES FOR A HUGE ANNUAL ENERGY SAVINGS & Large Flex space great for Gym, playroom, office, or even a 4th bedroom! This beautifully customized waterfront home is truly a must-see.

Open Houses

Saturday, November 14, 11:00 am - 2:00 pm

Listing Details MLS# 2128322

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2149
Living Area Source: Public Records
Year Built: 2021
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 600
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-95, Travel West on 210, Continue west onto Greenbriar Rd, Community on Right hand side across from Rivertown Publix. Continue straight on Rubicon, Left on Flach Drive, Continue straight, past Old Cottage. Home will be on Left. He
Public Remarks: **OPEN HOUSE- NOV. 14, 2026 11am-2pm** Why Build, This home is FULLY LOADED with UPGRADES! Home was Built and gutted, nothing builder grade here! Seller upgrades: LVP Throughout the home, Whole house lighting, Tile backsplash in the kitchen, Stove with air-fryer feature, Tile in both bathrooms, Shiplap in both bathrooms, Shiplap on the island, Shelves in living room & Kitchen, Custom barn doors, Custom electric fireplace in the primary and living room, extended screen patio and extended exterior paver patio, Custom mirrors in both bathrooms, Fully fenced yard, Rainfall Showers, Custom board and batten Wood accent walls. some additional upgrades include: Extended garage, gas hookup on the patio, irrigation well, concrete edging, soffit plug, and a water softener. SOLAR PANLES FOR A HUGE ANNUAL ENERGY SAVINGS & Large Flex space great for Gym, playroom, office, or even a 4th bedroom! This beautifully customized waterfront home is truly a must-see.
List Price/SqFt: 248.21

Property Features

Architectural Style: Traditional Levels: One Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; ENERGY STAR Qualified Water Heater; Gas Range; Ice Maker; Microwave; Tankless Water Heater; Water Softener Owned Fireplace Features: Electric Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Green Energy Efficient: Thermostat; Water Heater; Windows Construction Materials: Composition Siding; Stone Veneer Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; Off Street Lot Features: Sprinklers In Front; Sprinklers In Rear View: Lake; Water Waterfront Features: Pond Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Jogging Path; Maintenance Grounds; Management - Off Site; Playground Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-02-03

Location Tax and Legal

Street Number: 665
Street Name: FLACH
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Lakes At Mill Creek

Status Change Information

Major Change Timestamp: 2026-10-25T21:57:40Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-25T21:57:40Z

Fireplace Features

Fireplaces Total: 2

More Information

Green Energy

Ownership: Seller Owned
Type: Solar

DPR Eligible

DPR Eligible: Yes

Listing Office: HERRON REAL ESTATE LLC

Last Updated: November - 06 - 2026

Information deemed reliable but not guaranteed.