Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

664 KILCHURN Drive, Orange Park, FL 32073 (MLS# 2082031)

664 KILCHURN Drive, Orange Park, FL 32073

$350,000

Virtual Tour

https://my.matterport.com/show/?m=Lw5A8Kwkp9t&brand=0

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,713 Lot Size (sq. ft.): 20,038 Status: Closed

Current Price: $350,000 List Date: 4/16/2025 Last Modified: 5/05/2026

Overview

Description

SELLER WILL PAY UO TO $3000 OF BUYERS CLOSING COST Welcome to Prestigious Loch Rane! This beautifully maintained 4-bedroom, 2.5-bath, 2-story home offers 2,713 sq ft of comfortable living space. Featuring a brand-new roof, new flooring throughout, and a freshly painted interior, this home is truly move-in ready. The spacious kitchen boasts a JennAir range, new dishwasher, separate dual ovens, a new refrigerator, and built-in microwave--perfect for the home chef. Enjoy the oversized backyard, ideal for entertaining or relaxing outdoors. Additional highlights include a 2-car garage, a charming open-air covered front porch, and dual A/C units for year-round comfort. The thoughtful split-bedroom layout includes the primary suite and one additional bedroom downstairs, with two more bedrooms and a loft space upstairs. HUGH 1/2 ACRE LOT. SELLER HAS PAID HOA FEES FOR 2026!!!!!!

Listing Details MLS# 2082031

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2713
Living Area Source: Public Records
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.46
Association YN: Yes
Association Fee: 1536.15
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I 295, South on Blanding(hwy 21) to right on Loch Rane through guard gate to L ON Torbay to right on KILCHURN TO SIGN. NEW PROFESSIONAL PHOTOGRAPHS. HOME IS VACANT AND MOVE IN READY. CALL FOR A VIEWING. BEST PRICE IN LOCH RANE SELLER WILL PAY UP TO $3000.00 OF BUYERS CLOSING COST!!!!!!
Public Remarks: SELLER WILL PAY UO TO $3000 OF BUYERS CLOSING COST Welcome to Prestigious Loch Rane! This beautifully maintained 4-bedroom, 2.5-bath, 2-story home offers 2,713 sq ft of comfortable living space. Featuring a brand-new roof, new flooring throughout, and a freshly painted interior, this home is truly move-in ready. The spacious kitchen boasts a JennAir range, new dishwasher, separate dual ovens, a new refrigerator, and built-in microwave--perfect for the home chef. Enjoy the oversized backyard, ideal for entertaining or relaxing outdoors. Additional highlights include a 2-car garage, a charming open-air covered front porch, and dual A/C units for year-round comfort. The thoughtful split-bedroom layout includes the primary suite and one additional bedroom downstairs, with two more bedrooms and a loft space upstairs. HUGH 1/2 ACRE LOT. SELLER HAS PAID HOA FEES FOR 2026!!!!!!
List Price/SqFt: 145.6
Sold Price/SqFt: 129.01

Property Features

Architectural Style: Contemporary Levels: Two Appliances: Dishwasher; Double Oven; Electric Cooktop; Electric Oven; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Electricity Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Electric; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Gated with Guard; Smoke Detector(s) Construction Materials: Brick; Frame Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan