Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

664 BARTRAM DOWNS Road, Orange Park, FL 32065 (MLS# 2023686)

664 BARTRAM DOWNS Road, Orange Park, FL 32065

$471,754

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,385 Status: Closed

Current Price: $471,754 List Date: 9/05/2024 Last Modified: 2/18/2026

Overview

Description

Spacious and accommodating, the two-story Moonstone features an open-concept main floor and four charming bedrooms upstairs. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a spacious loft and sprawling primary suite includes an attached bath and a walk-in closet. Other features include a 3 car garage. Designer curated finishes complete this home!

Listing Details MLS# 2023686

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2385
Living Area Source: Builder
Year Built: 2024
Association YN: Yes
Association Fee: 860
Association Fee Frequency: Annually
Association Name: Richmond HOA
Association Phone: 904-461-5556
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2024-06-29
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Take 295-N towards Orange Park. Take the Blanding Blvd exit and merge right to Argyle Forest Blvd. Take Argyle Forest Blvd to Oakleaf Village Parkway, make a left at Oakleaf Village Parkway
Public Remarks: Spacious and accommodating, the two-story Moonstone features an open-concept main floor and four charming bedrooms upstairs. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a spacious loft and sprawling primary suite includes an attached bath and a walk-in closet. Other features include a 3 car garage. Designer curated finishes complete this home!
List Price/SqFt: 197.8
Sold Price/SqFt: 197.8

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Washer Interior Features: Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Wood Utilities: Electricity Available; Natural Gas Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Smoke Detector Security Features: Smoke Detector(s) Construction Materials: Block; Frame; Other Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Bonus Room; Dining Room; Great Room; Kitchen; Loft; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-05-03

Location Tax and Legal

Street Number: 664
Street Name: BARTRAM DOWNS
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Sugar Leaf Farms

Status Change Information

Major Change Timestamp: 2024-09-23T17:15:42Z
Major Change Type: Status Change
Price Change Timestamp: 2024-09-05T16:41:49Z
Purchase Contract Date: 2024-09-11
Close Date: 2024-09-20
Close Price: 471754

DPR Eligible

DPR Eligible: No

More Information

Room Information

Room Name	Remarks
Dining Room	Separate Dining Room
Primary Bedroom
Bedroom 2
Bedroom 3
Bedroom 4
Bonus Room
Great Room
Kitchen
Loft
Primary Bathroom
Bathroom 2
Bathroom 3

Listing Office: THE REALTY EXPERIENCE POWERED

Last Updated: February - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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