Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

663 KILCHURN Drive, Orange Park, FL 32073 (MLS# 2161450)

663 KILCHURN Drive, Orange Park, FL 32073

$440,000

Virtual Tour

https://my.matterport.com/show/?m=ZVUYzbB7mVK

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,754 Lot Size (sq. ft.): 16,988 Status: Closed

Current Price: $440,000 List Date: 8/24/2026 Last Modified: 10/01/2026

Overview

Description

Lovely home in the gated community of Loch Rane. New carpet installed. Offers 4 bedrooms and 3 full bathrooms. The 4th bedroom is separate from the other bedrooms with a full bathroom-multigenerational opportunity. Enter your foyer, to the left you have a room for office, flex room, playroom, etc. To the right is the dining room. A large living area with vaulted ceilings and skylights. Skylights are glass not plastic. Large kitchen with pantry and separate laundry room. The owner suite has two walk-in closets and is served by its own water heater 2019 and HVAC 2021. The roof is 2019 permitted and eight new windows installed 2021. The HVAC for the remaining part of house is 2024 and the water heater 2012 Rheem. Beautiful large lot per the County is .39 acres. Gracing the front yard is a circular driveway plus additional parking. Fruit trees in both the front and back yard. Lovely patio in the back of the home. The backyard is fully fenced. See Feature Sheet for more upgrades.

Listing Details MLS# 2161450

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2840
Living Area Source: Appraiser
Building Area Total: 3754
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.39
Association YN: Yes
Association Fee: 1536.15
Association Fee Frequency: Annually
Association Name: Loch Rane
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Crossing the Buckman Bridge heading to Orange Park area follow I-295 North, Exit 12 to Blanding Blvd. Turn on Blanding Blvd heading South. Turn Right at stoplight at the intersection of Blanding Blvd and Kingsley. Proceed to the Gate to Loch Rane/Orange Park Country Club.
Public Remarks: Lovely home in the gated community of Loch Rane. New carpet installed. Offers 4 bedrooms and 3 full bathrooms. The 4th bedroom is separate from the other bedrooms with a full bathroom-multigenerational opportunity. Enter your foyer, to the left you have a room for office, flex room, playroom, etc. To the right is the dining room. A large living area with vaulted ceilings and skylights. Skylights are glass not plastic. Large kitchen with pantry and separate laundry room. The owner suite has two walk-in closets and is served by its own water heater 2019 and HVAC 2021. The roof is 2019 permitted and eight new windows installed 2021. The HVAC for the remaining part of house is 2024 and the water heater 2012 Rheem. Beautiful large lot per the County is .39 acres. Gracing the front yard is a circular driveway plus additional parking. Fruit trees in both the front and back yard. Lovely patio in the back of the home. The backyard is fully fenced. See Feature Sheet for more upgrades.
List Price/SqFt: 158.42
Sold Price/SqFt: 154.93

Property Features

Architectural Style: Multi Generational; Ranch; Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Skylight(s); Smart Home; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units Heating: Central; Hot Water Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Security Features: Carbon Monoxide Detector(s); Gated with Guard; Security Lights; Smoke Detector(s) Construction Materials: Brick Patio And Porch Features: Front Porch; Rear Porch Roof: Shingle Parking Features: Additional Parking; Circular Driveway; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Gated Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan