Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

662 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2138674)

662 RUM RUNNER Way, St. Johns, FL 32259

$607,500

Virtual Tour

https://app.eastcoastvtours.com/sites/rbvxbykx/unbranded

Elevator for easy access to second floor.

Beautiful custom decorative trim at landing.

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,557 Lot Size (sq. ft.): 6,098 Status: Closed

Current Price: $607,500 List Date: 4/06/2026 Last Modified: 10/21/2026

Overview

Description

Only 2-story home in Atlantica Isles featuring its own PRIVATE ELEVATOR. Located in Beachwalk, this home offers access to the breathtaking 14-acre Crystal Lagoon. Maintenance-free living while experiencing amenities designed for relaxation. Home features 3 bedrooms, 3.5 baths, open-concept w/a spacious family rm, large dining area & a beautifully appointed kitchen w/upgraded cabinetry, lighted upper cabinets, oversized island w/striking quartz waterfall countertops. Designer lighting elevates both the kitchen & dining areas. Family room has gas fireplace w/ a custom stone surround. Step outside to a covered patio w/retractable shades, extended patio & overlooks lush landscaping & peaceful water views. Expansive owner's suite features a private balcony w/retractable shades. Luxurious owner's bath includes an oversized shower w/ listello accent for a spa-like feel. 2 more bedrooms each w/ its own private en-suite bath. Live where every day feels like a vacation. CDD PAID IN FULL.

Supplements: Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar or kayaking and paddleboarding around the lagoon. Take a morning water aerobics or yoga class right on the beach or just enjoy the two waterslides-adult included. Sports enthusiasts can enjoy a full gym, tennis and picklebal ... (Read more)

Listing Details MLS# 2138674

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2557
Living Area Source: Assessor
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 389.67
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1253
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-95 go East on CR210, left into Beachwalk on Beachwalk Blvd. Right into Atlanticia Isles on Rum Runner Way. Follow around to 662 Rum Runner Way
Public Remarks: Only 2-story home in Atlantica Isles featuring its own PRIVATE ELEVATOR. Located in Beachwalk, this home offers access to the breathtaking 14-acre Crystal Lagoon. Maintenance-free living while experiencing amenities designed for relaxation. Home features 3 bedrooms, 3.5 baths, open-concept w/a spacious family rm, large dining area & a beautifully appointed kitchen w/upgraded cabinetry, lighted upper cabinets, oversized island w/striking quartz waterfall countertops. Designer lighting elevates both the kitchen & dining areas. Family room has gas fireplace w/ a custom stone surround. Step outside to a covered patio w/retractable shades, extended patio & overlooks lush landscaping & peaceful water views. Expansive owner's suite features a private balcony w/retractable shades. Luxurious owner's bath includes an oversized shower w/ listello accent for a spa-like feel. 2 more bedrooms each w/ its own private en-suite bath. Live where every day feels like a vacation. CDD PAID IN FULL.
List Price/SqFt: 254.2
Sold Price/SqFt: 237.58

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Elevator; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Exterior Features: Balcony Patio And Porch Features: Covered; Porch; Rear Porch; Screened Roof: Metal Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard Current Use: Residential Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Security; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Pest Control; Security Community Features: Gated; Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan