Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

648 YELLOW OAKS Lane, Orange Park, FL 32065 (MLS# 2171813)

648 YELLOW OAKS Lane, Orange Park, FL 32065

New Listing

$195,000

Virtual Tour

https://my.matterport.com/show/?m=egRQsfCEPiV

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Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,109 Lot Size (sq. ft.): 1,307 Status: Active

Current Price: $195,000 List Date: 11/01/2026 Last Modified: 11/01/2026

Overview

Description

Welcome to The Blue Door on Yellow Oaks. Picture your morning coffee on the screened porch, a breeze coming through, and nothing on the calendar but choosing between the pool and the pickleball courts. That's everyday life in this 2022 Towering Oaks townhome in Oakleaf Plantation. Inside, tile runs from the front door to the back slider. The bright white kitchen anchors it all with granite counters, a stone mosaic backsplash, a deep undermount sink, and a big island with bar seating. Upstairs, both bedrooms have their own private bath, which is perfect for a guest, a roommate, or a home office. The laundry is right there too, and the washer and dryer stay. The sellers added the screened porch and other upgrades you'll notice the moment you walk in. You also get your own assigned parking spot plus visitor parking, resort-style amenities, and quick trips to Oakleaf Town Center and SR-23. Come see why it already feels like home.

Supplements: Home is beautifully staged by Simply Dwell. Floor plan measurements are estimates.

Open Houses

Today, 10:00 am - 12:00 pm

Listing Details MLS# 2171813

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1109
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.03
Association YN: Yes
Association Fee: 194.14
Association Fee Frequency: Monthly
Association Name: TOWERING OAKS TOWNHOME OWNERS ASSOCIATION, INC.
Association Phone: 904-461-5556
CDD Fee YN: Yes
CDD Fee Amount: 771.78
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From the intersection of Oakleaf Plantation Pkwy and Oak Mill Rd, turn east onto Oak Mill Rd into Towering Oaks. Take the first left onto Yellow Oaks Ln and follow it to where it ends at Spanish Oaks Way. Home is straight ahead.
Public Remarks: Welcome to The Blue Door on Yellow Oaks. Picture your morning coffee on the screened porch, a breeze coming through, and nothing on the calendar but choosing between the pool and the pickleball courts. That's everyday life in this 2022 Towering Oaks townhome in Oakleaf Plantation. Inside, tile runs from the front door to the back slider. The bright white kitchen anchors it all with granite counters, a stone mosaic backsplash, a deep undermount sink, and a big island with bar seating. Upstairs, both bedrooms have their own private bath, which is perfect for a guest, a roommate, or a home office. The laundry is right there too, and the washer and dryer stay. The sellers added the screened porch and other upgrades you'll notice the moment you walk in. You also get your own assigned parking spot plus visitor parking, resort-style amenities, and quick trips to Oakleaf Town Center and SR-23. Come see why it already feels like home.
List Price/SqFt: 175.83

Property Features

Architectural Style: Traditional Rental Restrictions: 1 Month Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Upper Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security; Smoke Detector Patio And Porch Features: Covered; Patio; Screened Roof: Shingle Parking Features: Assigned; Guest Current Use: Residential Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Management - Off Site; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan