Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

644 SERVIA Drive, St. Johns, FL 32259 (MLS# 2170013)

644 SERVIA Drive, St. Johns, FL 32259

$285,000

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,210 Lot Size (sq. ft.): 3,485 Status: Active

Current Price: $285,000 List Date: 10/20/2026 Last Modified: 10/20/2026

Overview

Description

Beautiful townhouse featuring a spacious living area, a functional kitchen, comfortable bedrooms, and a convenient location near shopping, dining, and major roadways. Enjoy a well-designed layout and easy access to nearby amenities

Listing Details MLS# 2170013

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1210
Living Area Source: Owner
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.08
Association YN: Yes
Association Fee: 367
Association Fee Frequency: Quarterly
Association Name: Subdivision: Palisades At Durbin Crossing
Association Phone: (904) 230-2011
CDD Fee YN: Yes
CDD Fee Amount: 1606.3
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95, take Exit 333 for SR 9B South toward County Road 2209. Take the exit for St. Johns Parkway and turn left onto Englewood Drive, then right onto Servia Drive. The property is located in the Palisades at Durbin Crossing community.
Public Remarks: Beautiful townhouse featuring a spacious living area, a functional kitchen, comfortable bedrooms, and a convenient location near shopping, dining, and major roadways. Enjoy a well-designed layout and easy access to nearby amenities
List Price/SqFt: 235.54

Property Features

Appliances: Convection Oven; Dishwasher; Dryer; Electric Oven; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms Flooring: Marble; Tile; Wood Utilities: Electricity Connected; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Unknown Patio And Porch Features: Rear Porch Parking Features: Guest; Parking Lot View: Protected Preserve Fencing: Other Current Use: Other Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Park; Pickleball; Tennis Court(s); Trash; Other Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-19

Location Tax and Legal

Street Number: 644
Street Name: SERVIA
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Palisades At Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-10-20T15:32:03Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Last Updated: October - 20 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.