Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

63 RUSKIN Drive, St. Johns, FL 32259 (MLS# 2016715)

63 RUSKIN Drive, St. Johns, FL 32259

$389,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,372 Lot Size (sq. ft.): 4,356 Status: Closed

Current Price: $389,000 List Date: 3/29/2024 Last Modified: 5/06/2026

Overview

Description

Welcome to the coveted Rivertown neighborhood, where modern elegance meets comfort in this exceptional 2019-built residence. Step onto the charming covered front porch and prepare to be impressed by the meticulous craftsmanship and thoughtful design throughout. Upon entry, you're greeted by sleek tile flooring that seamlessly guides you through the spacious living areas. The gourmet kitchen is a culinary enthusiast's dream, boasting an abundance of counter space, a center island with breakfast bar, extended upper cabinets, quartz countertops, stainless steel appliances, and a convenient pantry for all your storage needs. Adjacent to the kitchen, the expansive dining area sets the stage for memorable gatherings and effortless entertaining. The family room exudes warmth and comfort, offering great natural lighting, complemented by a ceiling fan for added circulation. Step outside through the sliding doors to the screened-in covered back porch, complete with roll-down shade

Supplements: to shield against western exposure, providing a serene outdoor retreat. Retreat to the luxurious master bedroom, boasting ample space, a spacious walk-in closet, and a full private bathroom featuring ceramic tile flooring, an oversized shower, and a dual vanity. The split bedroom floor plan ensures privacy, with bedrooms 2 and 3 offering generous ... (Read more)

Listing Details MLS# 2016715

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1372
Living Area Source: Public Records
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.1
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
Association Name: Rivertown Community Association Inc
CDD Fee YN: Yes
CDD Fee Amount: 2493.63
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-295, exit off San Jose Blvd and head south. Turn left onto Roberts Rd. Turn right on Longleaf Pine Pkwy. Turn right onto Rivertown Main St. Take first right at the roundabout. Turn left onto
Public Remarks: Welcome to the coveted Rivertown neighborhood, where modern elegance meets comfort in this exceptional 2019-built residence. Step onto the charming covered front porch and prepare to be impressed by the meticulous craftsmanship and thoughtful design throughout. Upon entry, you're greeted by sleek tile flooring that seamlessly guides you through the spacious living areas. The gourmet kitchen is a culinary enthusiast's dream, boasting an abundance of counter space, a center island with breakfast bar, extended upper cabinets, quartz countertops, stainless steel appliances, and a convenient pantry for all your storage needs. Adjacent to the kitchen, the expansive dining area sets the stage for memorable gatherings and effortless entertaining. The family room exudes warmth and comfort, offering great natural lighting, complemented by a ceiling fan for added circulation. Step outside through the sliding doors to the screened-in covered back porch, complete with roll-down shade
List Price/SqFt: 282.8
Sold Price/SqFt: 283.53

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Gas Range; Ice Maker; Microwave; Refrigerator; Tankless Water Heater Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Irrigation; Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Composition Siding Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground Association Fee Includes: Maintenance Grounds; Other Road Frontage Type: City Street Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Contingency Reason: Financing