Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

63 Dumas Street, St. Augustine, FL 32084 (MLS# SA262599)

63 Dumas Street, St. Augustine, FL 32084

$519,000

Aerial perspective showcasing a residential and commercial area with numerous trees Aerial View

Virtual Tour

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https://www.homes.com/property/63-dumas-st-saint-augustine-fl/xsh4qg14v2c6y/?utm_source=sfmc&utm_campaign=listing-is-live&utm_medium=email&utm_content=cta&dk=t3yywxh18rq43

Real Estate Listing Photos. Composite image showcasing the property's exterior, rear yard, kitchen, and bathroom facilities Other

Charming single-story residence featuring a covered front porch with white railing, a distinctive red entry door, horizontal siding, and a metal roof Front Of Structure

Single-story residence featuring a covered front porch with white railings, a light blue siding exterior, and a red entry door Front Of Structure

Spacious covered front porch with wood-finish flooring Front porch

Entryway featuring a solid red paneled door, wood-finish flooring, and a ceiling-mounted light fixture Entrance Foyer

Living room featuring wood-finish flooring, light neutral wall tones, white trim, and a decorative ceiling fixture Living Room

Inviting living space featuring wood-finish flooring, light neutral wall tones, multiple windows with blinds, a white paneled entry door, and a decorative ceiling light fixture Living Room

Hardwood-finish flooring extending throughout the room Bedroom

Neutral-toned interior room featuring wood-finish flooring and a single window with blinds Bedroom

Bathroom featuring a single vanity with dark cabinetry, an undermount sink, and a light-toned countertop Bathroom

Shower-over-tub combination with a white acrylic surround, a square shower head, and built-in shelving Bathroom

Bathroom vanity featuring a speckled countertop, undermount sink, brushed nickel faucet, and dark gray cabinetry with silver hardware Bathroom

Room featuring wood-finish flooring, neutral wall tones, a white louvered bifold closet door, a rectangular window with horizontal blinds, and a drum-style ceiling light fixture 2nd Bedroom

Neutral tone walls and wood-finish flooring characterize this room 2nd Bedroom

Room featuring wood-finish flooring, louvered bi-fold closet doors, a single window with blinds, and recessed ceiling lighting 2nd Bedroom

Bathroom vanity featuring a speckled countertop and an undermount sink with chrome fixtures 2nd Bathroom

Spacious room featuring wood-finish flooring, two windows with blinds, a bi-fold closet, and a ceiling-mounted light fixture 3rd Bedroom

Room featuring wood-finish flooring, neutral wall tones, and white baseboards 3rd Bedroom

Neutral-toned room featuring two windows with blinds, wood-finish flooring, and a flush-mount ceiling light fixture 3rd Bedroom

Kitchen featuring wood-finish flooring, light gray and white cabinetry, a stainless steel refrigerator, and light countertops Kitchen

Open-concept kitchen and dining area featuring light wood-finish flooring, white walls, recessed lighting, white perimeter cabinetry, and stainless steel appliances Dining Area

Dining area featuring wood-finish flooring, white baseboards, and a white louvered bifold door Dining Area

Light-toned wood-finish flooring extending throughout the space Dining Area

Dining area featuring a round wood-finish table and direct access to a hallway with wood-finish flooring Dining Area

Open-concept kitchen featuring light-toned cabinetry, light-toned countertops, stainless steel appliances, wood-finish flooring, and recessed lighting Kitchen

Kitchen featuring stainless steel appliances, solid surface countertops, light-toned cabinetry, and wood-finish flooring Kitchen

Modern kitchen featuring light gray cabinetry with black hardware, a stainless steel undermount sink, a chrome gooseneck faucet, light-toned countertops, and a built-in stainless steel dishwasher Kitchen

Stainless steel Bosch dishwasher integrated into custom cabinetry Kitchen

White semi-flush mount light fixture with a bell-shaped shade, positioned above a window with horizontal blinds Kitchen lighting

Kitchen featuring light wood-finish flooring, light gray cabinetry, white countertops, and stainless steel appliances Kitchen

Hallway featuring wood-finish flooring, white louvered bifold doors, and recessed ceiling lighting Hallway

Hallway laundry closet with louvered bi-fold doors, white stacked washer and dryer unit, wood-finish flooring, and flush-mount ceiling lighting Laundry

Kitchen area featuring light gray cabinetry with dark hardware, a stainless steel dishwasher, and a light-toned countertop Dining Area

Private fenced backyard featuring a wood fence, a concrete paver pathway, and mature trees Yard

Enclosed backyard featuring a new wood privacy fence, a covered concrete patio, and square stepping stones leading to a round stone path Yard

Fenced backyard featuring a green lawn, concrete stepping stones, and a rear entry door with an awning Back Of Structure

Fenced backyard with a privacy fence, covered back entry, and stepping stones Back Of Structure

Private backyard featuring a wood fence perimeter and mature trees providing natural shade Yard

Rear exterior featuring a covered entry porch, painted siding, and a privacy fence Backyard

Mature trees with extensive canopy providing natural shading View

Image quality insufficient for description Aerial View

Expansive aerial perspective showcasing a vibrant coastal community Aerial View

Aerial perspective showcasing a vibrant coastal community with a diverse architectural landscape Aerial View

Aerial perspective showcasing a mature tree canopy, residential properties, and distant water views Aerial View

Aerial view of a residential neighborhood with a variety of architectural styles, mature trees, and a distant body of water Aerial View

Aerial perspective showcasing a residential neighborhood with a dense tree canopy Aerial View

Fenced backyard featuring a mature tree, a stone paver patio, and a metal roofline Yard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,079 Status: Active

Current Price: $519,000 List Date: 6/11/2026 Last Modified: 11/14/2026

Overview

Description

Walk to downtown St. Augustine from this updated Lincolnville home. This move-in-ready 3BR/2BA home in Lincolnville is just minutes from downtown St. Augustine's restaurants, shops, and waterfront. Major updates include a new roof (2022), water heater (2021), modern kitchen, updated bathrooms, and new attic insulation (2025). Complete with a fully fenced backyard, this property is ideal as a primary residence, vacation home, or investment opportunity (buyer to verify all regulations).

Supplements: Don't miss the opportunity to own a move-in-ready home just moments from the best of downtown St. Augustine. From morning coffee walks and waterfront sunsets to the rich history and charm of Lincolnville, the lifestyle this home offers is something photos simply can't capture. Schedule your private showing today and experience all that 63 Dumas Str ... (Read more)

Listing Details MLS# SA262599

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Year Built: 1935
Lot Size Acres: 0.06
Association YN: No
CDD Fee YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Waterfront YN: No
Stories: Yes
Stories Total: Yes
Entry Level: Yes
Directions: From West King Street turn right onto Riberia Street, turn left onto Bridge Street, turn right on Dumas Street, the home will be on your left.
Public Remarks: Walk to downtown St. Augustine from this updated Lincolnville home. This move-in-ready 3BR/2BA home in Lincolnville is just minutes from downtown St. Augustine's restaurants, shops, and waterfront. Major updates include a new roof (2022), water heater (2021), modern kitchen, updated bathrooms, and new attic insulation (2025). Complete with a fully fenced backyard, this property is ideal as a primary residence, vacation home, or investment opportunity (buyer to verify all regulations).
List Price/SqFt: 481

Property Features

Utilities: Sewer Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Patio And Porch Features: Porch Roof: Metal Lot Features: Historic Area Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-06-11
Occupant Type: Vacant

Location Tax and Legal

Street Number: 63
Street Name: Dumas
Street Suffix: Street
County: St. Johns
State: FL
Postal Code: 32084
Subdivision Name: Dumas Tract

Status Change Information

Major Change Timestamp: 2026-06-11T04:00:00Z
Major Change Type: New Listing
Status Change Timestamp: 2026-06-11

Location, Tax, and Legal

Zoning: RS-2

More Information

Listing Office: Century 21 St Augustine Properties

Last Updated: November - 14 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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