Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

5864 VICTORIA CREEK Lane, Jacksonville, FL 32219 (MLS# 2147674)

5864 VICTORIA CREEK Lane, Jacksonville, FL 32219

$240,440

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,492 Status: Active

Current Price: $240,440 List Date: 9/29/2026 Last Modified: 11/03/2026

Overview

Description

READY NOW! This beautifully designed new construction villa called the Carson by D.R. Horton offering 1,492 square feet of low-maintenance living. This 3 bedroom, 2.5 bath home with a 1 car garage delivers modern style, smart functionality, and comfortable two-story living. The open-concept main floor is perfect for everyday life and entertaining. A spacious kitchen anchors the home, featuring ample cabinetry and counter space, and flows seamlessly into the gathering room to create a bright, connected living area. A convenient half bath downstairs adds extra functionality for guests. Upstairs, all three bedrooms are thoughtfully positioned for privacy. The owner's suite includes a private en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this layout ideal for families, guests, or a home office. With its efficient floor plan, modern finishes, and attached 1 car garage, this D.R. Horton villa offers the perfect blend of comfort and convenience.

Listing Details MLS# 2147674

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1492
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 184
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-09-02
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-295 take exit 28Bfor US-1N and travel north approximately .6 mile, then turn right onto Trout River Blvd. Continue ahead approximately .7 mile to community on the left at Gayle Landing Drive. Model homes will be just ahead at Victoria Creek Lane.
Public Remarks: READY NOW! This beautifully designed new construction villa called the Carson by D.R. Horton offering 1,492 square feet of low-maintenance living. This 3 bedroom, 2.5 bath home with a 1 car garage delivers modern style, smart functionality, and comfortable two-story living. The open-concept main floor is perfect for everyday life and entertaining. A spacious kitchen anchors the home, featuring ample cabinetry and counter space, and flows seamlessly into the gathering room to create a bright, connected living area. A convenient half bath downstairs adds extra functionality for guests. Upstairs, all three bedrooms are thoughtfully positioned for privacy. The owner's suite includes a private en-suite bath and generous closet space. Two additional bedrooms share a full bath, making this layout ideal for families, guests, or a home office. With its efficient floor plan, modern finishes, and attached 1 car garage, this D.R. Horton villa offers the perfect blend of comfort and convenience.
List Price/SqFt: 161.15

Property Features

Architectural Style: Villa Levels: Two Property Condition: Under Construction Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Microwave; Tankless Water Heater Interior Features: Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Other Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-29

Location Tax and Legal

Street Number: 5864
Street Name: VICTORIA CREEK
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Trout River

Status Change Information

Major Change Timestamp: 2026-11-03T15:11:18Z
Major Change Type: Price Change
Price Change Timestamp: 2026-11-03T15:11:18Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: D R HORTON REALTY INC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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