Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

5738 FINCH Avenue, Jacksonville, FL 32219 (MLS# 2170866)

5738 FINCH Avenue, Jacksonville, FL 32219

$299,900

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,011 Lot Size (sq. ft.): 11,761 Status: Active

Current Price: $299,900 List Date: 10/26/2026 Last Modified: 10/27/2026

Overview

Description

Fully remodeled home has 3 bedrooms, 2 baths, and 2 car garage. This charming home boasts a large yard for enjoyment. Inside enjoy an open floor plan with windows that allow morning sunlight in.

Listing Details MLS# 2170866

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1456
Living Area Source: Public Records
Building Area Total: 2011
Year Built: 1973
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.27
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From US 1 N turn Right on to Finch Ave. Proceed to house on right of Finch Avenue about .2 of a mile.
Public Remarks: Fully remodeled home has 3 bedrooms, 2 baths, and 2 car garage. This charming home boasts a large yard for enjoyment. Inside enjoy an open floor plan with windows that allow morning sunlight in.
List Price/SqFt: 205.98

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Open Floorplan; Pantry; Primary Bathroom - Shower No Tub Flooring: Luxury Vinyl Laundry Features: In Garage Utilities: Cable Available; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Brick Patio And Porch Features: Front Porch; Side Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; Off Street Fencing: Chain Link; Vinyl Current Use: Single Family Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-24

Location Tax and Legal

Street Number: 5738
Street Name: FINCH
Street Suffix: Avenue
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Carver International

Status Change Information

Major Change Timestamp: 2026-10-26T02:23:38Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: GEORGE BARNES REALTY

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.