Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

57 NOBLE OAK Drive, St. Johns, FL 32259 (MLS# 2117146)

57 NOBLE OAK Drive, St. Johns, FL 32259

$937,990

Stunning curb appeal at 57 Noble Oak Drive—this Kepler Model by Toll Brothers in RiverTown, St. Johns, FL, showcases elegant architectural design, lush landscaping, and a welcoming front entry. Enjoy resort-style living in one of Northeast Florida’s most sought-after master-planned communities

The heart of the home—this gourmet kitchen features designer cabinetry, open shelves, quartz countertops, stainless steel appliances, a large center island, and a spacious walk-in pantry. Perfect for entertaining friends and family.

Elegant dining area adjacent to the kitchen and great room—perfect for family gatherings or entertaining guests. Beautiful finishes and natural light enhance every meal in this Kepler Model home built by Toll Brothers in the prestigious Shores at RiverTown. Custom window treatments and artwork included.

Light-filled great room with soaring ceilings, expansive windows, and seamless flow to the covered lanai. Enjoy open-concept living designed for comfort and style in your luxurious Toll Brothers model home. Custom window treatments, artwork and television included.

Spacious primary suite with tray ceiling, designer lighting, custom window treatments and wood trimmed walls. Your private retreat in the Kepler model by Toll Brothers is move-in ready!

Spa-inspired, luxury primary bath featuring dual sink vanity, an oversized free-standing soaking tub, frameless glass shower, and elegant tile finishes from floor to ceiling. Experience resort-style relaxation in your Shores at RiverTown Model home built by Toll Brothers

Spa-inspired, luxury primary bath featuring dual sink vanity, designer mirrors and lighting.

Custom-designed walk-in closet with built-in shelving and abundant storage. Perfectly organized luxury living in this Toll Brothers Kepler Model at Shores at RiverTown.

Beautiful main floor guest bedroom offering privacy and comfort, ideal for multi-generational living or visiting family. This Toll Brothers Kepler Model in RiverTown, St. Johns, FL, features a bright and inviting space with large windows, designer finishes, and easy access to the full guest bath.

Elegant full bathroom conveniently located on the main level, featuring contemporary 3floor to ceiling tile, designer lighting, and premium fixtures. Perfectly complements the adjacent guest suite in the Kepler Model by Toll Brothers at Shores at RiverTown, St. Johns

Stylish and functional private study located on the main floor of the Kepler Model by Toll Brothers in St. Johns, Florida. Ideal for working from home or managing household tasks, this quiet space features a built in desk, designer flooring, custom trim work. A perfect blend of productivity and comfort within this luxury Shores at RiverTown home.

One of three spacious upstairs bedrooms with generous closets, custom window treatments, artwork, mirrors and ample natural light. Offering comfort for family or guests. Designed with quality craftsmanship by Toll Brothers.

Functional and stylish laundry room with upper and lower cabinets, sink, folding counter, and modern appliances—designed for convenience in your Toll Brothers model home.

Versatile upstairs loft- ideal as a media room, play area, or home office. The Kepler Model offers flexible living spaces for your family’s lifestyle. Custom wood trimmed walls, window treatment, wall art and televisions included with this Toll Brothers model home.

Beautifully appointed secondary bathroom with modern finishes, ample storage, and designer tile. A perfect blend of style and function in this Toll Brothers model home.

Walking Paths within Shores at RiverTown Community in St. Johns Florida

Enjoy your own private, gated boardwalk to the RiverClub- exclusive access to residents at Toll Brothers Shores at RiverTown in St. Johns Florida

Lazy River at RiverLodge located in RiverTown, St Johns Florida

RiverHouse located in RiverTown, St Johns Florida

RiverLodge Amenity Center located in RiverTown, St. Johns Florida

RiverLodge located in RiverTown, St Johns Florida

Shores at RiverTown by Toll Brothers, St. Johns Florida

Private Boat Dock- Shores at RiverTown by Toll Brothers, St. Johns Florida

Sunset Views Shores at RiverTown by Toll Brothers, St. Johns Florida

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,000 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $937,990 List Date: 11/09/2025 Last Modified: 12/20/2025

Overview

Description

A rare opportunity to own a professionally designed and decorated Toll Brothers model home in The Shores at RiverTown, an exclusive gated community along the St. Johns River. Step inside The Kepler and experience effortless luxury—where every finish, fixture, and detail has been thoughtfully curated. Sunlight fills the open-concept living space, flowing from the gourmet kitchen with quartz countertops, open shelving and custom cabinetry to the elegant great room and dining area made for family gathering. The tranquil primary suite feels like a private retreat, while the main-level guest suite and study offer comfort and versatility. Upstairs, a spacious loft and three additional bedrooms provide room for relaxation and creativity. Outdoors, a lush professionally landscaped backyard awaits with a soothing water feature, oversized fire pit, putting green, and outdoor pizza oven—perfect for entertaining and the perfect spot to enjoy the sunset over the St. Johns River.

Listing Details MLS# 2117146

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3000
Living Area Source: Builder
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 336
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 2883
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-11-11
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Negotiable
Stories: 2
Senior Community YN: No
Directions: From 95, take CR 210 to CR 16, turn right at Woodpeckers BBQ, the gated entry is 1/2 mile on the left hand side.
Public Remarks: A rare opportunity to own a professionally designed and decorated Toll Brothers model home in The Shores at RiverTown, an exclusive gated community along the St. Johns River. Step inside The Kepler and experience effortless luxury—where every finish, fixture, and detail has been thoughtfully curated. Sunlight fills the open-concept living space, flowing from the gourmet kitchen with quartz countertops, open shelving and custom cabinetry to the elegant great room and dining area made for family gathering. The tranquil primary suite feels like a private retreat, while the main-level guest suite and study offer comfort and versatility. Upstairs, a spacious loft and three additional bedrooms provide room for relaxation and creativity. Outdoors, a lush professionally landscaped backyard awaits with a soothing water feature, oversized fire pit, putting green, and outdoor pizza oven—perfect for entertaining and the perfect spot to enjoy the sunset over the St. Johns River.
List Price/SqFt: 331.67
Sold Price/SqFt: 312.66

Property Features

Architectural Style: Craftsman Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Freezer; Gas Cooktop; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: In Unit; Lower Level; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat Security Features: Security Gate Construction Materials: Composition Siding; Fiber Cement; Frame Other Structures: Other Exterior Features: Fire Pit; Other Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Restaurant; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-09

Location Tax and Legal

Street Number: 57
Street Name: NOBLE OAK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2025-12-20T16:41:43Z
Major Change Type: Status Change
Purchase Contract Date: 2025-11-13
Close Date: 2025-12-12
Close Price: 937990

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: December - 20 - 2025

Information deemed reliable but not guaranteed.