Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

560 RUM RUNNER Way, St. Johns, FL 32259 (MLS# 2122326)

560 RUM RUNNER Way, St. Johns, FL 32259

$749,900

Virtual Tour

https://vimeo.com/1072675990?share=copy

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,503 Lot Size (sq. ft.): 6,970 Status: Active

Current Price: $749,900 List Date: 12/22/2025 Last Modified: 11/02/2026

Overview

Description

CDD BOND PD IN FULL. Home has whole house generator. Live the ultimate resort lifestyle in this coastal-inspired luxury home located in Beachwalk, home to the spectacular 14-acre Crystal Lagoon. Offering over $100,000 in upgrades, this exceptional home features a chef's kitchen w/ an expansive island, upgraded appliances, and an inviting eat-in area. Open-concept living showcases a spacious family room with an electric fireplace and custom shiplap surround, flowing seamlessly to a screened patio & fenced backyard. Entertain under the lighted pergola, unwind in the hot tub, and enjoy stunning landscape lighting. The 1st floor offers a private bedroom w/ full bath, while upstairs includes a generous loft, 3 additional bedrooms, and a luxurious owner's suite w/ large walk-in closet & screened balcony overlooking tranquil pond. The spa-inspired bath features an oversized shower & dual vanity. Elegant tile & wood flooring enhance the home throughout. Raised garden boxes for the gardener.

Supplements: Beachwalk's resort-style amenities are unparalleled: Enjoy the lagoon's white-sandy beaches while relaxing at the swim up bar or kayaking and paddleboarding around the lagoon. Take a morning water aerobics or yoga class right on the beach or just enjoy the two waterslides-adult included. Sports enthusiasts can enjoy a full gym, tennis and pickle ... (Read more)

Listing Details MLS# 2122326

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2503
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.16
Association YN: Yes
Association Fee: 389.67
Association Fee Frequency: Monthly
Association Name: TPAM
CDD Fee YN: Yes
CDD Fee Amount: 1253
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From 95 go East on CR210. Left into Beachwalk on Beachwalk Blvd. Right into Atlantica Isles on Rum Runner. Follow around to 560 Rum Runner Way.
Public Remarks: CDD BOND PD IN FULL. Home has whole house generator. Live the ultimate resort lifestyle in this coastal-inspired luxury home located in Beachwalk, home to the spectacular 14-acre Crystal Lagoon. Offering over $100,000 in upgrades, this exceptional home features a chef's kitchen w/ an expansive island, upgraded appliances, and an inviting eat-in area. Open-concept living showcases a spacious family room with an electric fireplace and custom shiplap surround, flowing seamlessly to a screened patio & fenced backyard. Entertain under the lighted pergola, unwind in the hot tub, and enjoy stunning landscape lighting. The 1st floor offers a private bedroom w/ full bath, while upstairs includes a generous loft, 3 additional bedrooms, and a luxurious owner's suite w/ large walk-in closet & screened balcony overlooking tranquil pond. The spa-inspired bath features an oversized shower & dual vanity. Elegant tile & wood flooring enhance the home throughout. Raised garden boxes for the gardener.
List Price/SqFt: 299.6

Property Features

Architectural Style: Traditional; Villa Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Electric Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Upper Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Exterior Features: Balcony; Outdoor Kitchen Patio And Porch Features: Covered; Patio; Screened Spa Features: Above Ground Roof: Metal Parking Features: Attached; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard; Fenced Current Use: Single Family Association Amenities: Beach Access; Clubhouse; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Security; Tennis Court(s) Association Fee Includes: Insurance; Maintenance Grounds; Pest Control; Security Community Features: Curbs; Gated; Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan