Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

56 ALMOND Point, St. Augustine, FL 32095 (MLS# 2172098)

56 ALMOND Point, St. Augustine, FL 32095

New Listing

$629,900

58-web-or-mls-Bannon Lakes Amenities (11

59-web-or-mls-Bannon Lakes Amenities (12

60-web-or-mls-Bannon Lakes Amenities (13

69-web-or-mls-Bannon Lakes Amenities (10

81-web-or-mls-Bannon Lakes Amenities (16

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,685 Lot Size (sq. ft.): 9,583 Status: Active

Current Price: $629,900 List Date: 11/03/2026 Last Modified: 11/03/2026

Overview

Description

Welcome to 56 Almond Point in Bannon Lakes! This beautifully maintained 4-bedroom, 3-bath home offers 2,685 sq ft of single-story living, a 3-car garage, paver driveway and peaceful lake views. Inside, enjoy LVP flooring through the main living areas, tile in the baths and carpeted bedrooms, plus a flexible bonus room/office. The open kitchen features a large island, quartz counters, stainless appliances and gas cooktop. Additional upgrades include a water softener and filtration system, screened lanai and a CDD bond that has been paid in full, leaving only the annual O&M assessment. Bannon Lakes offers resort-style amenities including clubhouse, pool, fitness center, splash pad, tennis and pickleball courts, playground, dog parks and walking trails. Convenient to I-95, World Golf Village, shopping, dining and historic St. Augustine.

Listing Details MLS# 2172098

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2685
Living Area Source: Public Records
Year Built: 2020
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: Yes
Association Fee: 100
Association Fee Frequency: Annually
Association Fee 2: 70
Association Fee 2 Frequency: Monthly
Association Name: Bannon Lakes
CDD Fee YN: Yes
CDD Fee Amount: 1173.34
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95 exit East on International Golf Pkwy. Turn left onto Bannon Lakes Blvd., right onto Orchard Ln., right onto Almond Pt.
Public Remarks: Welcome to 56 Almond Point in Bannon Lakes! This beautifully maintained 4-bedroom, 3-bath home offers 2,685 sq ft of single-story living, a 3-car garage, paver driveway and peaceful lake views. Inside, enjoy LVP flooring through the main living areas, tile in the baths and carpeted bedrooms, plus a flexible bonus room/office. The open kitchen features a large island, quartz counters, stainless appliances and gas cooktop. Additional upgrades include a water softener and filtration system, screened lanai and a CDD bond that has been paid in full, leaving only the annual O&M assessment. Bannon Lakes offers resort-style amenities including clubhouse, pool, fitness center, splash pad, tennis and pickleball courts, playground, dog parks and walking trails. Convenient to I-95, World Golf Village, shopping, dining and historic St. Augustine.
List Price/SqFt: 234.6

Property Features

Appliances: Dishwasher; Disposal; Gas Cooktop; Microwave; Refrigerator Flooring: Carpet; Luxury Vinyl; Tile Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Attached; Garage View: Lake Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Pickleball; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-03

Location Tax and Legal

Street Number: 56
Street Name: ALMOND
Street Suffix: Point
County: St. Johns
State: FL
Postal Code: 32095
MLS Area Major: 306-World Golf Village Area-NE
Subdivision Name: Bannon Lakes

Status Change Information

Major Change Timestamp: 2026-11-03T16:43:19Z
Major Change Type: New Listing

More Information

Documents

56 Almond Point - CDD disclosure ›

56 Almond Point - Flood disclosure ›

56 Almond Point - HOA disclosure ›

Listing Office: SELECT REALTY LLC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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