Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

556 E KESLEY Lane, St. Johns, FL 32259 (MLS# 2081566)

556 E KESLEY Lane, St. Johns, FL 32259

$925,000

Virtual Tour

https://my.matterport.com/show/?m=6ywakcZFghS&play=1&brand=0&mls=1&

69-Julington Creek Professional Tennis C

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,327 Lot Size (sq. ft.): 29,621 Status: Closed

Current Price: $925,000 List Date: 4/17/2025 Last Modified: 8/31/2026

Overview

Description

Escape to .68 acres on a private natural lake preserve in the sought after Private gated Julington Creek community. Tucked away at the end of a long paver driveway on the largest lot in Plantation Estates West sits this meticulously maintained 4 Bedroom, 3.5 Bath home. Enter through the large foyer with office and separate dining room. The Open entertaining space with vaulted ceilings is designed around the spacious Chef's Kitchen with Island, stainless steel appliances, 30''Gas Cooktop, custom maple Cabinetry Hood and Cabinets overlooking the eat in kitchen and Family Room featuring a gas fireplace, wet bar, and double hideaway sliding glass doors opening onto the covered patio with summer kitchen and serene views of the lake and preserve. The extended Lanai leads to the expansive back yard, pergola ,horseshoes and professionally sized Bocci court for fun family get togethers.

Supplements: Oversized Owners suite is set off the Family Room separated from the 3 other bedrooms. The entire home has plantation shutters, luxury draperies and hardware, hardwood floors throughout and stone tiles in all the wet areas. Additional Extras and upgrades included in the document section.

Listing Details MLS# 2081566

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3327
Living Area Source: Appraiser
Year Built: 2011
Homestead YN: Yes
Lot Size Acres: 0.68
Association YN: Yes
Association Fee: 495
Association Fee Frequency: Quarterly
CDD Fee YN: Yes
CDD Fee Amount: 1384.31
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From SR 13 Turn East on Racetrack. Left on Flora Branch Blvd. Through the Gate. R on Camberly. R on S Danbury. L on E Kesley.
Public Remarks: Escape to .68 acres on a private natural lake preserve in the sought after Private gated Julington Creek community. Tucked away at the end of a long paver driveway on the largest lot in Plantation Estates West sits this meticulously maintained 4 Bedroom, 3.5 Bath home. Enter through the large foyer with office and separate dining room. The Open entertaining space with vaulted ceilings is designed around the spacious Chef's Kitchen with Island, stainless steel appliances, 30''Gas Cooktop, custom maple Cabinetry Hood and Cabinets overlooking the eat in kitchen and Family Room featuring a gas fireplace, wet bar, and double hideaway sliding glass doors opening onto the covered patio with summer kitchen and serene views of the lake and preserve. The extended Lanai leads to the expansive back yard, pergola ,horseshoes and professionally sized Bocci court for fun family get togethers.
List Price/SqFt: 285.54
Sold Price/SqFt: 278.03

Property Features

Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Microwave; Refrigerator; Washer Fireplace Features: Gas Interior Features: Breakfast Bar; Ceiling Fan(s); Central Vacuum; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Flooring: Stone; Wood Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public; Well Sewer: Public Sewer Security Features: Closed Circuit Camera(s); Gated with Guard Construction Materials: Stucco Other Structures: Outdoor Kitchen Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Patio; Screened Spa Features: Community Parking Features: Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Lake; Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Gated; Spa/Hot Tub; Tennis Court(s) Community Features: Gated; Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan