Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

552 SADDLESTONE Drive, St. Johns, FL 32259 (MLS# 2146044)

552 SADDLESTONE Drive, St. Johns, FL 32259

$3,700

Property Type: Residential Lease Bedrooms: 4 Baths: 3 Square Footage: 2,607 Status: Closed

Current Price: $3,700 List Date: 5/19/2026 Last Modified: 7/06/2026

Overview

Description

THIS BEAUTIFUL TOLL BROTHERS HOME IS AVAILABLE FOR MOVE-IN STARTING JULY 1ST! PHOTOGRAPHS WERE TAKEN & SHOW PREVIOUS OWNER'S FURNITURE BEFORE MOVING OUT. HOME LOOKS DIFFERENT IN PERSON AS HOUSE IS CURRENTLY OCCUPIED AND HAS DIFFERENT FURNITURE. 4 BEDROOM 3 FULL BATHROOMS - PLUS OFFICE ON BEAUTIFUL PRESERVE LOT! HARDWOOD FLOORS IN MAIN LIVING AREAS! GOURMET CENTER ISLAND KITCHEN HAS UPGRADED 42'CABINETS AND BEAUTIFUL GRANITE COUNTERS, BUTLERS AREA(OR WINE/COFFEE BAR) FORMAL DINING ROOM, OFFICE, GREAT ROOM WITH CORNER FIREPLACE, BREAKFAST CAFE. SPACIOUS OWNER'S SUITE WITH SITTING AREA, BATH W/ HIS AND HER VANITIES & CLOSETS. SPACIOUS SECONDARY BEDROOMS, GUEST BATH AND SPACIOUS 4TH BEDROOM. DURBIN CROSSING OFFERS 2 FABULOUS AMENITY CENTERS, 2 POOLS, TENNIS, FITNESS, SOCCER FIELDS, PLAYGROUNDS AND MORE! SCHEDULE YOUR SHOWING TODAY! SEE ALL THE PICTURES!

Listing Details MLS# 2146044

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2607
Living Area Source: Public Records
Year Built: 2007
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories Total: Yes
Senior Community YN: No
Directions: Longleaf Parkway to N. on North Durbin Pkwy to right on Saddlestone. Home on the left.
Public Remarks: THIS BEAUTIFUL TOLL BROTHERS HOME IS AVAILABLE FOR MOVE-IN STARTING JULY 1ST! PHOTOGRAPHS WERE TAKEN & SHOW PREVIOUS OWNER'S FURNITURE BEFORE MOVING OUT. HOME LOOKS DIFFERENT IN PERSON AS HOUSE IS CURRENTLY OCCUPIED AND HAS DIFFERENT FURNITURE. 4 BEDROOM 3 FULL BATHROOMS - PLUS OFFICE ON BEAUTIFUL PRESERVE LOT! HARDWOOD FLOORS IN MAIN LIVING AREAS! GOURMET CENTER ISLAND KITCHEN HAS UPGRADED 42'CABINETS AND BEAUTIFUL GRANITE COUNTERS, BUTLERS AREA(OR WINE/COFFEE BAR) FORMAL DINING ROOM, OFFICE, GREAT ROOM WITH CORNER FIREPLACE, BREAKFAST CAFE. SPACIOUS OWNER'S SUITE WITH SITTING AREA, BATH W/ HIS AND HER VANITIES & CLOSETS. SPACIOUS SECONDARY BEDROOMS, GUEST BATH AND SPACIOUS 4TH BEDROOM. DURBIN CROSSING OFFERS 2 FABULOUS AMENITY CENTERS, 2 POOLS, TENNIS, FITNESS, SOCCER FIELDS, PLAYGROUNDS AND MORE! SCHEDULE YOUR SHOWING TODAY! SEE ALL THE PICTURES!
List Price/SqFt: 1.42
Sold Price/SqFt: 1.42

Property Features

Additional Lease Terms: 12 Months; 24 Months Owner Pays: Association Fees Appliances: Dishwasher; Electric Range Laundry Features: In Unit Association Amenities: Community Pool; Fitness Center; Playground; Tennis Court(s) Water Source: Public Parking Features: Attached Sewer: Public Sewer Utilities: Cable Available Cooling: Central Air Heating: Central; Electric Electric: 150 Amp Service Additional Fee Includes: Lease Prep Rent Includes: Gardener; Trash Collection Tenant Pays: All Utilities; Cable TV; Common Area Maintenance; Electricity; HVAC Maintenance; Janitorial Service; Pest Control; Sewer; Water Pets Allowed: No Room Types: Other Room

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-05-14
Lease Term: 12 Months

Location Tax and Legal

Street Number: 552
Street Name: SADDLESTONE
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2026-07-06T16:30:16Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-26
Close Date: 2026-07-01
Close Price: 3700

Deposits and Fees

Additional Fee: 100
Application Fee: 60
Security Deposit: 4000

More Information

Room Information

Room Name
Other

Listing Office: THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.

Last Updated: July - 06 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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