Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

548 SADDLESTONE Drive, St. Johns, FL 32259 (MLS# 1234907)

548 SADDLESTONE Drive, St. Johns, FL 32259

$759,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,230 Status: Closed

Current Price: $759,000 List Date: 6/29/2023 Last Modified: 7/24/2026

Overview

Description

Welcome to this pristine pool home nestled on a serene cul-de-sac located in North Durbin Crossing. Crafted by custom home builder Holder Johnson, this residence offers a lovely retreat. As you step inside this spacious home you'll discover a screened saltwater pool and a generously sized lanai, creating a secluded oasis overlooking the captivating nature preserve. Designed with practicality and comfort in mind, this floor plan features a well-thought-out, split configuration. Upon entry through the inviting front porch, a graceful formal dining room greets you to the right, while a flexible living room, easily adaptable into an office space, awaits on the left.

Supplements: The remaining lower level is set up with an inviting owner's suite, a guest suite, and two bedrooms sharing a tastefully appointed bathroom. One of the most inviting spaces of this home is an open, cozy family room adorned with built-ins and a nice view of the pool. Near the garage there is a conveniently located laundry room equipped with a si ... (Read more)

Listing Details MLS# 1234907

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3230
Living Area Source: Public Records
Year Built: 2011
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2990.15
New Construction YN: No
Garage Spaces: 2
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: From SR 13 turn left onto Racetrack Rd, right onto Veterans Pkwy, Left onto North Durbin Parkway. At the roundabout, take the 3rd exit onto Saddlestone Dr.
Public Remarks: Welcome to this pristine pool home nestled on a serene cul-de-sac located in North Durbin Crossing. Crafted by custom home builder Holder Johnson, this residence offers a lovely retreat. As you step inside this spacious home you'll discover a screened saltwater pool and a generously sized lanai, creating a secluded oasis overlooking the captivating nature preserve. Designed with practicality and comfort in mind, this floor plan features a well-thought-out, split configuration. Upon entry through the inviting front porch, a graceful formal dining room greets you to the right, while a flexible living room, easily adaptable into an office space, awaits on the left.
List Price/SqFt: 234.98
Sold Price/SqFt: 234.98

Property Features

Approx Parcel Size: .25 to .5 Acre Appliances: Dishwasher; Disposal; Electric Range; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch; Patio Pool Features: In Ground; Screen Enclosure Roof: Shingle Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-06-29

Location Tax and Legal

Street Number: 548
Street Name: SADDLESTONE
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2023-08-01T02:54:28Z
Major Change Type: Status Change
Purchase Contract Date: 2023-07-13
Close Date: 2023-07-31
Close Price: 759000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Football Field(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Holder Johnson
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Landscape Lighting: Y, Covenants/Restrictions: Y, Soccer Field(s): Y, Baseball Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Living Room
Great Room
Utility Room

Documents

Seller's Property Disclosure ›

Listing Office: HERRON REAL ESTATE LLC

Last Updated: July - 24 - 2026

Information deemed reliable but not guaranteed.