Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

545 FRUIT COVE Road, St. Johns, FL 32259 (MLS# 2068049)

545 FRUIT COVE Road, St. Johns, FL 32259

$575,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,261 Lot Size (sq. ft.): 40,075 Status: Closed

Current Price: $575,000 List Date: 2/16/2025 Last Modified: 1/18/2026

Overview

Description

Secluded 3-Bedroom Home on Private Road with 5-Bay Garage in sought after St. Johns County **NO** HOA or CDD. Discover the perfect blend of privacy and convenience in this spacious 3-bedroom, 2-bathroom home spanning nearly 2,200 sq. ft. Nestled on a large private plot surrounded by beautiful mature trees and adjacent to serene wetlands, this property offers a peaceful retreat while remaining close to modern amenities. Inside, enjoy a large open-concept living space, perfect for entertaining. Step outside to a screened-in lanai where you can relax and take in the natural beauty around you. Located at the end of a private road with only two other homes, this property ensures no thru traffic and a truly secluded atmosphere. A massive 32'x60' 5-bay garage—featuring three enclosed bays, two open bays, and a bathroom—provides ample space for vehicles, hobbies, or a workshop. Additional highlights include; new roof and house pump in 2024 and new AC in 2022.

Supplements: This rare find combines space, privacy, and no HOA or CDDschedule your showing today! Home is being sold "AS-IS" and no repairs will be made.

Listing Details MLS# 2068049

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2261
Living Area Source: Assessor
Year Built: 2002
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.92
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 7
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: 1-295 to FL-13/San Jose Blvd exit 5B South approx 5 miles then turn right onto Fruit Cove Road. In approx 1 mile the destination will be on the left. Sits behind 535 Fruit Cove Rd.
Public Remarks: Secluded 3-Bedroom Home on Private Road with 5-Bay Garage in sought after St. Johns County **NO** HOA or CDD. Discover the perfect blend of privacy and convenience in this spacious 3-bedroom, 2-bathroom home spanning nearly 2,200 sq. ft. Nestled on a large private plot surrounded by beautiful mature trees and adjacent to serene wetlands, this property offers a peaceful retreat while remaining close to modern amenities. Inside, enjoy a large open-concept living space, perfect for entertaining. Step outside to a screened-in lanai where you can relax and take in the natural beauty around you. Located at the end of a private road with only two other homes, this property ensures no thru traffic and a truly secluded atmosphere. A massive 32'x60' 5-bay garage—featuring three enclosed bays, two open bays, and a bathroom—provides ample space for vehicles, hobbies, or a workshop. Additional highlights include; new roof and house pump in 2024 and new AC in 2022.
List Price/SqFt: 265.37
Sold Price/SqFt: 254.31

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Double Oven; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom - Tub with Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Available; Water Not Available Cooling: Central Air Heating: Central Water Source: None Sewer: Septic Tank Security Features: Fire Alarm Construction Materials: Brick Other Structures: Other Patio And Porch Features: Porch; Rear Porch; Screened Roof: Shingle Parking Features: Additional Parking; Detached; Garage; Garage Door Opener; Off Street Lot Features: Many Trees; Wetlands View: Trees/Woods Current Use: Residential; Single Family Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Other Listing Terms: Cash; Conventional Contingency Reason: 3rd Party Approval; Appraisal; Financing; Home Sale; Inspection; Lender Approval; Other