Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

545 ASH Street, Orange Park, FL 32073 (MLS# 2110824)

545 ASH Street, Orange Park, FL 32073

$355,000

Virtual Tour

https://www.zillow.com/view-imx/88892759-3a5f-48cf-89e1-9eb91d0c27ac?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,176 Lot Size (sq. ft.): 15,682 Status: Closed

Current Price: $355,000 List Date: 1/26/2026 Last Modified: 1/30/2026

Overview

Description

JUST REDUCED and below Appraised Value of $362,000 - Instant Equity! Renovated Home in a Great Location offered on an oversized lot of.36 acres w easy access to I295 and no CDD OR HOA! AND if use Preferred Lender, you will get LENDER-PAID INCENTIVE of 1% of LOAN AMOUNT toward discount points/closing costs when you choose Daniel Halvorsen, Branch Mgr/LoanPeople-See Details. Home has newer roof (2016), HVAC and 6 months home warranty w purchas New luxury vinyl plank flooring throughout the home, new tile in the Sunroom overlooking your very private fully fenced yard. Updated White Kitchen w quartz countertops and black/gold accents, breakfast bar and is open for entertaining! The open floor plan w vaulted ceilings and new modern light and fan fixtures in all rooms sets the tone for the modern yet cozy home. The split bedroom plan offers privacy w large bedrooms and closets compared to the new builds and the 2 bathrooms are renovated with new vanities, lighting ... SEE MORE

Supplements: AND plumbing fixtures. Outside, find new landscaping, a back deck, pond with fountain and room for pull off for vehicles/RV or or pool. Wander and you will find a shed w electric - needs a new roof and sold ''AS IS''. Looking for an escape - but easy commute - then come see!! Won't last long! Come and view your new home and can buy in time to home ... (Read more)

Listing Details MLS# 2110824

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1776
Living Area Source: Other
Building Area Total: 2176
Year Built: 1990
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.36
Lot Size Dimensions: 150x102
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Direction Faces: South
Directions: From I295 & Hwy 17/Roosevelt/Park - go South to Wells Road, take right, then take first left onto Plainfield, then first right onto Ash St. Home is 3 home on the right w white picket fence.
Public Remarks: JUST REDUCED and below Appraised Value of $362,000 - Instant Equity! Renovated Home in a Great Location offered on an oversized lot of.36 acres w easy access to I295 and no CDD OR HOA! AND if use Preferred Lender, you will get LENDER-PAID INCENTIVE of 1% of LOAN AMOUNT toward discount points/closing costs when you choose Daniel Halvorsen, Branch Mgr/LoanPeople-See Details. Home has newer roof (2016), HVAC and 6 months home warranty w purchas New luxury vinyl plank flooring throughout the home, new tile in the Sunroom overlooking your very private fully fenced yard. Updated White Kitchen w quartz countertops and black/gold accents, breakfast bar and is open for entertaining! The open floor plan w vaulted ceilings and new modern light and fan fixtures in all rooms sets the tone for the modern yet cozy home. The split bedroom plan offers privacy w large bedrooms and closets compared to the new builds and the 2 bathrooms are renovated with new vanities, lighting ... SEE MORE
List Price/SqFt: 197.02
Sold Price/SqFt: 199.89

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Appliances: Dishwasher; Dryer; Electric Range; Ice Maker; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Vaulted Ceiling(s) Flooring: Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Electric Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Fencing: Back Yard; Full; Wood Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan