Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

5431 WHITE GROVE Lane, Jacksonville, FL 32219 (MLS# 2170387)

5431 WHITE GROVE Lane, Jacksonville, FL 32219

$397,850

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,499 Status: Active

Current Price: $397,850 List Date: 10/22/2026 Last Modified: 11/03/2026

Overview

Description

The Hayden+ is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and volume ceilings. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offer a convenient space.

Listing Details MLS# 2170387

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2499
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 110
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2462.99
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-01-13
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-10, take exit 351 onto Chaffee Rd. and head north. Continue ahead 4 miles and turn left onto Cisco Drive W. Drive approx. 1.5 miles and turn left onto Great Eagle Rd. Turn right onto Hollow Bir
Public Remarks: The Hayden+ is a spacious and thoughtfully designed two-story home offering approximately 2,499 square feet of flexible living space with five bedrooms, three full bathrooms, and a two-car garage, making it an excellent choice for growing or multi-generational households. As you enter the home, you are welcomed by a bright front den that works beautifully as a home office, study, or quiet sitting area. The main living space opens into a generous gathering room that connects seamlessly to the dining nook and kitchen, creating an ideal layout for both daily life and entertaining. The room is full of natural sunlight with large windows and volume ceilings. The kitchen is designed as the center of the home, featuring a large island that provides plenty of room for meal preparation, casual dining, and gathering with family and guests. A private bedroom and full bathroom on the first floor offer a convenient space.
List Price/SqFt: 159.2

Property Features

Levels: Two Property Condition: Under Construction Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Smart Home; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Lighting; Locks; Programmable Thermostat Construction Materials: Fiber Cement; Frame; Other Patio And Porch Features: Patio Roof: Shingle Parking Features: Attached; Garage View: Trees/Woods Current Use: Residential Association Amenities: Children's Pool; Community Pool; Fitness Center; Playground; Other Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-22

Location Tax and Legal

Street Number: 5431
Street Name: WHITE GROVE
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 081-Marietta/Whitehouse/Baldwin/Garden St
Subdivision Name: Copes Landing Phase 1

Status Change Information

Major Change Timestamp: 2026-10-22T14:16:26Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: D R HORTON REALTY INC

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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