Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

529 SOUTH BRANCH Drive, St. Johns, FL 32259 (MLS# 2167604)

529 SOUTH BRANCH Drive, St. Johns, FL 32259

$1,895

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,497 Status: Active

Current Price: $1,895 List Date: 10/02/2026 Last Modified: 10/30/2026

Overview

Description

Recently updated. Freshly painted throughout, new carpet, new kitchen cabinets and backsplash! 3 bedroom Southern Creek townhome with fenced yard! Water view from living room. Living/dining downstairs with laminate flooring, 3 carpeted bedrooms upstairs, 1 car attached garage. Recently updated Master bath plus jack and jill bath. Community includes access to Julington Creek amenity center. Owner to manage. Prefer no pets.

Listing Details MLS# 2167604

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1497
Living Area Source: Public Records
Year Built: 2003
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: From 295, south on San Jose Blvd, left on Racetrack Rd. Left into Southern Creek across from Publix, property on left.
Public Remarks: Recently updated. Freshly painted throughout, new carpet, new kitchen cabinets and backsplash! 3 bedroom Southern Creek townhome with fenced yard! Water view from living room. Living/dining downstairs with laminate flooring, 3 carpeted bedrooms upstairs, 1 car attached garage. Recently updated Master bath plus jack and jill bath. Community includes access to Julington Creek amenity center. Owner to manage. Prefer no pets.
List Price/SqFt: 1.27

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Eat-in Kitchen; Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Association Amenities: Children's Pool; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s); Trash Water Source: Public Parking Features: Attached; Garage Door Opener Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) View: Pond Waterfront Features: Pond Fencing: Full Utilities: Cable Available; Electricity Connected; Separate Electric Meters; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Road Surface Type: Asphalt Additional Fee Includes: Lease Prep Rent Includes: Gardener Tenant Pays: All Utilities Pets Allowed: No Room Types: Utility Room

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-02
Lease Term: 12 Months
Availability Date: 2026-10-03

Location Tax and Legal

Street Number: 529
Street Name: SOUTH BRANCH
Street Suffix: Drive
State: FL
County: St. Johns
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Southern Creek

Status Change Information

Major Change Timestamp: 2026-10-30T15:13:10Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-30T15:13:10Z

Deposits and Fees

Additional Fee: 125
Application Fee: 75
Security Deposit: 1895

More Information

Room Information

Room Name
Utility Room

Listing Office: RE/MAX SPECIALISTS

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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