523 S 13TH Terrace, Fernandina Beach, FL 32034
$549,900
Property Type:
Residential
Bedrooms:
3
Baths:
3
Square Footage:
1,448
Lot Size (sq. ft.):
2,614
Status:
Active
Current Price:
$549,900
List Date:
7/11/2026
Last Modified:
7/11/2026
Overview
Description
Supplements:
Listing Details MLS# 2154960
General Property Information
- Bedrooms Total
- 3
- Bathrooms Full
- 2
- Bathrooms Half
- Yes
- Bathrooms Total
- 3
- Living Area
- 1448
- Living Area Source
- Public Records
- Year Built
- 2023
- Accessory Dwelling Unit Y/N
- No
- Homestead YN
- Yes
- Lot Size Acres
- 0.06
- Association YN
- No
- CDD Fee YN
- No
- Accessibility Features YN
- No
- New Construction YN
- No
- Garage YN
- Yes
- Garage Spaces
- Yes
- Carport YN
- No
- Pool Private YN
- No
- Water Body Access YN
- No
- Waterfront YN
- No
- Furnished
- Unfurnished
- Stories
- 2
- Entry Level
- Yes
- Senior Community YN
- No
- Direction Faces
- East
- Directions
- From 14th Street, turn west on to Fir. Turn right on to South 13th Terrace. Home is on the left!
- Public Remarks
- feel, while the chef-inspired kitchen features quartz countertops, stainless steel appliances, and a generous island that naturally becomes the gathering place for family and friends. Upstairs, spacious bedrooms provide comfort and privacy, including a serene primary suite designed for relaxation at the end of the day. With all major systems new in 2023, you'll enjoy the peace of mind and low-maintenance lifestyle today's buyers are seeking. Step outside to a raised patio and fenced backyard, creating the perfect space for morning coffee, weekend cookouts, or quiet evenings under the stars. A one-car garage and manageable lot size make everyday living simple and efficient. Perfectly positioned between downtown Fernandina Beach and Main Beach, this location makes it easy to embrace the Amelia Island lifestyle. Hop on your bike, take a golf cart ride to Centre Street for dinner, or spend the afternoon with your toes in the sand. Few locations offer this level of convenience to both the
- List Price/SqFt
- 379.77
Property Features
Architectural Style:
Traditional
Levels:
Two
Rental Restrictions:
1 Month
Appliances:
Dishwasher; Electric Range; Microwave; Refrigerator
Interior Features:
Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s)
Flooring:
Luxury Vinyl; Tile
Laundry Features:
Upper Level
Utilities:
Cable Available; Electricity Connected; Sewer Connected; Water Connected; Other
Cooling:
Central Air; Electric
Heating:
Electric; Heat Pump
Water Source:
Public
Sewer:
Public Sewer
Construction Materials:
Composition Siding; Frame
Patio And Porch Features:
Rear Porch
Roof:
Shingle
Parking Features:
Garage; Garage Door Opener
Fencing:
Back Yard
Current Use:
Residential
Possession:
Close Of Escrow
Listing Terms:
Cash; Conventional; FHA; VA Loan
Contract Information
- Property Sub Type
- Single Family Residence
- Property Attached YN
- No
- Listing Contract Date
- 2026-07-01
Location Tax and Legal
- Street Number
- 523
- Street Direction Prefix
- S
- Street Name
- 13TH
- Street Suffix
- Terrace
- County
- Nassau
- State
- FL
- Postal Code
- 32034
- MLS Area Major
- 410-Fernandina Beach Downtown-West
- Subdivision Name
- City Of Fernandina Beach
Status Change Information
- Major Change Timestamp
- 2026-07-11T14:17:53Z
- Major Change Type
- New Listing
DPR Eligible
- DPR Eligible
- Yes
More Information
Location, Tax, and Legal
- Country
- US
- Parcel Number
- 000031180002410380
- Tax Annual Amount
- 6615.83
- Tax Year
- 2025
- Tax Legal Description
- BLOCK 241 LOT 38 CITY OF FDNA BEACH
Appliances
- Dishwasher
- Yes
- Electric Range
- Yes
- Microwave
- Yes
- Refrigerator
- Yes
Construction Materials
- Composition Siding
- Yes
- Frame
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Current Use
- Residential
- Yes
Fencing
- Back Yard
- Yes
Flooring
- Luxury Vinyl
- Yes
- Tile
- Yes
Heating
- Electric
- Yes
- Heat Pump
- Yes
Laundry Features
- Upper Level
- Yes
Levels
- Two
- Yes
Listing Terms
- Cash
- Yes
- Conventional
- Yes
- FHA
- Yes
- VA Loan
- Yes
Parking Features
- Garage
- Yes
- Garage Door Opener
- Yes
Possession
- Close Of Escrow
- Yes
Roof
- Shingle
- Yes
Sewer
- Public Sewer
- Yes
Utilities
- Cable Available
- Yes
- Electricity Connected
- Yes
- Sewer Connected
- Yes
- Water Connected
- Yes
- Other
- Yes
Water Source
- Public
- Yes
Architectural Style
- Traditional
- Yes
Patio And Porch Features
- Rear Porch
- Yes
Interior Features
- Breakfast Bar
- Yes
- Ceiling Fan(s)
- Yes
- Eat-in Kitchen
- Yes
- Entrance Foyer
- Yes
- Kitchen Island
- Yes
- Open Floorplan
- Yes
- Pantry
- Yes
- Primary Bathroom - Shower No Tub
- Yes
- Walk-In Closet(s)
- Yes
Rental Restrictions
- 1 Month
- Yes
Documents
Flood Disclosure ›
Listing Office:
SUMMER HOUSE REALTY
Last Updated: July - 11 - 2026
Information deemed reliable but not guaranteed.
