Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

522 W 21ST Street, Jacksonville, FL 32206 (MLS# 2169389)

522 W 21ST Street, Jacksonville, FL 32206

$149,999

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,045 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $149,999 List Date: 10/15/2026 Last Modified: 11/04/2026

Overview

Description

NOTE: The kitchen counter tops have been replaced with brand new white counter tops to match the brand new cabinets. Move-in ready—just bring your toothbrush! This beautifully updated 3-bedroom, 2-bathroom home offers 1,045 square feet of comfortable living space with fresh, modern finishes throughout. Recent updates include new flooring, fresh interior paint, new kitchen cabinets and countertops, and more. With the renovations already completed, this home is ready for its new owner to move right in and enjoy. Schedule your showing today!

Listing Details MLS# 2169389

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1045
Living Area Source: Appraiser
Year Built: 1913
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.12
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: I95N to Martin Luther. Exit on Boulevard and go left. Turn left on 21st. House is on left.
Public Remarks: NOTE: The kitchen counter tops have been replaced with brand new white counter tops to match the brand new cabinets. Move-in ready—just bring your toothbrush! This beautifully updated 3-bedroom, 2-bathroom home offers 1,045 square feet of comfortable living space with fresh, modern finishes throughout. Recent updates include new flooring, fresh interior paint, new kitchen cabinets and countertops, and more. With the renovations already completed, this home is ready for its new owner to move right in and enjoy. Schedule your showing today!
List Price/SqFt: 143.54

Property Features

Property Condition: Updated/Remodeled Appliances: Electric Oven; Electric Range; Refrigerator Flooring: Vinyl Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Parking Features: Other Current Use: Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-15

Location Tax and Legal

Street Number: 522
Street Direction Prefix: W
Street Name: 21ST
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32206
MLS Area Major: 071-Brentwood/Evergreen
Subdivision Name: North Springfield Heights

Status Change Information

Major Change Timestamp: 2026-11-04T14:28:30Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T14:28:30Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: PINNACLE REALTY

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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