Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

522 FRESHWATER Drive, St. Johns, FL 32259 (MLS# 2132298)

522 FRESHWATER Drive, St. Johns, FL 32259

$875,000

Virtual Tour

https://www.zillow.com/view-imx/e724d15f-6e07-46ca-a99c-9ac703c329a6?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,909 Lot Size (sq. ft.): 14,810 Status: Closed

Current Price: $875,000 List Date: 2/27/2026 Last Modified: 4/09/2026

Overview

Description

Tucked away at the end of a quiet cul de sac on a highly sought after private wooded lot. This exceptional Toll Brothers home offers the perfect blend of privacy, elegance and thoughtful design. Immaculate and and truly move in ready, this home features exquisite upgrades and high end finishes throughout, no detail has been spared. The impressive open floor plan has soaring ceilings and abundant natural light and is an entertainer's dream. The first floor master suite is a retreat with serene views of the pool. Two additional bedrooms are located on the first floor. Upstairs you will find a full bath and huge bonus/bedroom, ideal as a media/game room, guest suite or fourth bedroom. Storage is plentiful throughout the home and garage, but the true showstopper is the outdoor living space. Relax year round in the hot tub, cool off in the spacious pool, or enjoy playing corn hole in the oversized fenced yard. Located in a gated community with outstanding amenities, and just minutes

Supplements: from top rated schools, dining, shopping and 9B.

Listing Details MLS# 2132298

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2909
Living Area Source: Public Records
Year Built: 2018
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.34
Association YN: Yes
Association Fee: 557
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From Racetrack Road, turn S onto Veterans Parkway. Continue to the end, turn RT onto Longleaf Pines Pkwy. Make first RT turn into Julington Lakes community. Go through gates, go straight take a LEFT on Freshwater Drive
Public Remarks: Tucked away at the end of a quiet cul de sac on a highly sought after private wooded lot. This exceptional Toll Brothers home offers the perfect blend of privacy, elegance and thoughtful design. Immaculate and and truly move in ready, this home features exquisite upgrades and high end finishes throughout, no detail has been spared. The impressive open floor plan has soaring ceilings and abundant natural light and is an entertainer's dream. The first floor master suite is a retreat with serene views of the pool. Two additional bedrooms are located on the first floor. Upstairs you will find a full bath and huge bonus/bedroom, ideal as a media/game room, guest suite or fourth bedroom. Storage is plentiful throughout the home and garage, but the true showstopper is the outdoor living space. Relax year round in the hot tub, cool off in the spacious pool, or enjoy playing corn hole in the oversized fenced yard. Located in a gated community with outstanding amenities, and just minutes
List Price/SqFt: 309.04
Sold Price/SqFt: 300.79

Property Features

Architectural Style: Traditional Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Solar Tube(s); Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile; Wood Laundry Features: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Other Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Rear Porch; Screened Pool Features: In Ground; Electric Heat; Heated; Screen Enclosure; Waterfall Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear; Wooded View: Pool; Trees/Woods Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Community Pool; Fitness Center; Maintenance Grounds; Park; Playground; Security; Tennis Court(s) Association Fee Includes: Other Community Features: Sidewalks Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan