Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

522 13TH Avenue S, Jacksonville Beach, FL 32250 (MLS# 1098000)

522 13TH Avenue S, Jacksonville Beach, FL 32250

$480,000

Virtual Tour

https://vimeo.com/520111741

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,420 Status: Closed

Current Price: $480,000 List Date: 3/05/2021 Last Modified: 2/06/2025

Overview

Description

Perfect 3 Bedroom Beach Cottage! Nothing left to do but make it your own! Only 4 1/2 blocks from the OCEAN! 8-10 minute walk to feet in the sand. Live close to the beach and hear the ocean at night from your backyard oasis! House of TWO's- 2 spacious patios, 2 garden areas, 2 fireplaces. Cathedral ceilings, Refinished cabinets in kitchen and owner's bath; New guest bathroom; New wood flooring and carpet; New paint. Screened-in porch off the owner's suite. 1.5 car garage with painted floor; Gated front and back. New washer & dryer included! Garage frig stays; Cabinets in garage for easy storage.

Listing Details MLS# 1098000

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1420
Living Area Source: Public Records
Year Built: 1988
Lot Size Dimensions: 50X125
Association YN: No
Association Fee Frequency: One Time
Association Fee 2 Frequency: One Time
CDD Fee YN: No
New Construction YN: No
Garage Spaces: 1.5
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Directions: From Beach Blvd, drive South on 3rd Street; turn right/west on 13th Avenue, house is 4th house on the left after 5th Street.
Public Remarks: Perfect 3 Bedroom Beach Cottage! Nothing left to do but make it your own! Only 4 1/2 blocks from the OCEAN! 8-10 minute walk to feet in the sand. Live close to the beach and hear the ocean at night from your backyard oasis! House of TWO's- 2 spacious patios, 2 garden areas, 2 fireplaces. Cathedral ceilings, Refinished cabinets in kitchen and owner's bath; New guest bathroom; New wood flooring and carpet; New paint. Screened-in porch off the owner's suite. 1.5 car garage with painted floor; Gated front and back. New washer & dryer included! Garage frig stays; Cabinets in garage for easy storage.
List Price/SqFt: 309.79
Sold Price/SqFt: 338.03

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Flat Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Primary Bathroom - Shower No Tub; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: In Carport; In Garage Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage Fencing: Fenced; Full; Wood; Wrought Iron Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-03-04

Location Tax and Legal

Street Number: 522
Street Name: 13TH
Street Suffix: Avenue
Street Direction Suffix: S
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 214-Jacksonville Beach-SW
Subdivision Name: Oceanside Park

Status Change Information

Major Change Timestamp: 2021-04-04T21:39:40Z
Major Change Type: Status Change
Purchase Contract Date: 2021-03-09
Close Date: 2021-04-01
Close Price: 480000

Fireplace Features

Fireplaces Total: 2

More Information

Historical Information

Public Historical Remarks 1: Dining-Kitchen/Family Combo: Y
Public Historical Remarks 2: Garden: Y, Energy Features-Ceiling Fan(s): Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Unit Type: Flat, Ground Level, Occupant Type: Special Instructions, 24 hour notice, See ShowingAssist, See Private Remarks, Occupied - Lockbox, Advance Notice

Listing Office: WATSON REALTY CORP

Last Updated: February - 06 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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