520 RIVER Street, Palatka, FL 32177
$799,900
Property Type:
Residential
Bedrooms:
4
Baths:
4
Square Footage:
4,398
Lot Size (sq. ft.):
21,780
Status:
Active
Current Price:
$799,900
List Date:
4/23/2026
Last Modified:
7/09/2026
Overview
Description
Listing Details MLS# 2141665
General Property Information
- Bedrooms Total
- 4
- Bathrooms Full
- 3
- Bathrooms Half
- Yes
- Bathrooms Total
- 4
- Living Area
- 3132
- Living Area Source
- Assessor
- Building Area Total
- 4398
- Year Built
- 1912
- Accessory Dwelling Unit Y/N
- No
- Homestead YN
- No
- Lot Size Acres
- 0.5
- Association YN
- No
- CDD Fee YN
- No
- Accessibility Features YN
- No
- New Construction YN
- No
- Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- No
- Pool Private YN
- No
- Water Body Access YN
- Yes
- Waterfront YN
- Yes
- Water Frontage Feet
- 100
- Furnished
- Unfurnished
- Stories
- 2
- Senior Community YN
- No
- Direction Faces
- Southeast
- Directions
- From Florida Highway 17 in Downtown Palatka, turn South onto 3rd Street which will become River Street. Follow River Street around to #520 on the right. Corner of River Street & Dodge Street. River lot will be on your left. See signs.
- Public Remarks
- RARE FIND! HISTORY AT IT'S BEST! CIRCA 1912 IN PALATKA'S SOUTH HISTORIC DISTRICT LOCATED ON THE ST JOHNS RIVER! This beautiful 2-story gem built by Warner T. Hamm was designed with red brick, wood and shingles on the exterior with a welcoming (12 x 32) front porch to enjoy the gorgeous river views and breezes! The interior features mahogany and white enamel trim, incredible craftsmanship throughout, original hardwood floors in excellent condition, grand living room with a brick gas fireplace which opens onto the renovated Florida Room. Home has a spacious dining room with a gas fireplace as well which leads to the breakfast nook with built in china cabinet just off the kitchen. Additional features and upgrades include back screen porch, double garage, basement, stairs leading to the attic, architectural shingle roof & tankless gas water heater 2020, HVAC 2025 & irrigation system. MUST SEE! One of the owners, Philips Leary, holds an active FL real estate license.
- List Price/SqFt
- 255.4
Property Features
Architectural Style:
Historic
Levels:
Two
Appliances:
Dishwasher; Electric Range; Gas Water Heater; Refrigerator; Tankless Water Heater
Fireplace Features:
Gas
Interior Features:
Breakfast Nook; Entrance Foyer; Pantry
Flooring:
Tile; Wood
Utilities:
Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected
Cooling:
Central Air; Electric
Heating:
Central; Electric
Water Source:
Public
Sewer:
Public Sewer
Construction Materials:
Brick; Frame
Patio And Porch Features:
Front Porch; Rear Porch; Screened
Roof:
Shingle
Parking Features:
Garage
Lot Features:
Corner Lot; Historic Area; Sprinklers In Front; Sprinklers In Rear
View:
River
Water Body Access Type:
Navigable; Owned
Waterfront Features:
River Front; Seawall
Current Use:
Residential; Single Family
Community Features:
Fishing; Restaurant; Sidewalks
Road Frontage Type:
City Street
Road Surface Type:
Asphalt
Possession:
Close Of Escrow
Listing Terms:
Cash; Conventional; VA Loan
Contract Information
- Property Sub Type
- Single Family Residence
- Property Attached YN
- Yes
- Listing Contract Date
- 2026-04-22
Location Tax and Legal
- Street Number
- 520
- Street Name
- RIVER
- Street Suffix
- Street
- County
- Putnam
- State
- FL
- Postal Code
- 32177
- MLS Area Major
- 561-Greater Palatka
- Subdivision Name
- Dicks Map
Status Change Information
- Major Change Timestamp
- 2026-04-23T23:54:03Z
- Major Change Type
- New Listing
Fireplace Features
- Fireplaces Total
- 2
- Gas
- Yes
More Information
DPR Eligible
- DPR Eligible
- Yes
Location, Tax, and Legal
- Country
- US
- Parcel Number
- 421027685004800051
- Tax Annual Amount
- 3168.1
- Tax Year
- 2025
- Tax Legal Description
- DICKS MAP OF PALATKA MB2 P46, BLK 48 E 100FT OF LOT 5 BK66, P215 + PALATKA WATER LOT 20
- Zoning Description
- Residential
Appliances
- Dishwasher
- Yes
- Electric Range
- Yes
- Gas Water Heater
- Yes
- Refrigerator
- Yes
- Tankless Water Heater
- Yes
Construction Materials
- Brick
- Yes
- Frame
- Yes
Cooling
- Central Air
- Yes
- Electric
- Yes
Current Use
- Residential
- Yes
- Single Family
- Yes
Flooring
- Tile
- Yes
- Wood
- Yes
Heating
- Central
- Yes
- Electric
- Yes
Levels
- Two
- Yes
Listing Terms
- Cash
- Yes
- Conventional
- Yes
- VA Loan
- Yes
Lot Features
- Corner Lot
- Yes
- Historic Area
- Yes
- Sprinklers In Front
- Yes
- Sprinklers In Rear
- Yes
Parking Features
- Garage
- Yes
Possession
- Close Of Escrow
- Yes
Road Frontage Type
- City Street
- Yes
Road Surface Type
- Asphalt
- Yes
Roof
- Shingle
- Yes
Sewer
- Public Sewer
- Yes
Utilities
- Electricity Connected
- Yes
- Natural Gas Connected
- Yes
- Sewer Connected
- Yes
- Water Connected
- Yes
View
- River
- Yes
Water Source
- Public
- Yes
Architectural Style
- Historic
- Yes
Community Features
- Fishing
- Yes
- Restaurant
- Yes
- Sidewalks
- Yes
Patio And Porch Features
- Front Porch
- Yes
- Rear Porch
- Yes
- Screened
- Yes
Waterfront Features
- River Front
- Yes
- Seawall
- Yes
Interior Features
- Breakfast Nook
- Yes
- Entrance Foyer
- Yes
- Pantry
- Yes
Water Body Access Type
- Navigable
- Yes
- Owned
- Yes
Flood Disclosure ›
Listing Office:
CENTURY 21 BECKHAM REALTY
Last Updated: July - 09 - 2026
Information deemed reliable but not guaranteed.
