Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

509 TUPELO Trace, St. Johns, FL 32259 (MLS# 2128446)

509 TUPELO Trace, St. Johns, FL 32259

$495,000

French doors to outside - easy BBQ access!

Breakfast nook with french doors to patio

Laundry room with folding space and cabinets

Julington Creek Plantation pool and tenn

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,461 Lot Size (sq. ft.): 9,148 Status: Closed

Current Price: $495,000 List Date: 2/04/2026 Last Modified: 4/10/2026

Overview

Description

Live where weekend plans are built in! This beautifully maintained 4-bedroom, 3-bath home offers peaceful lake views, a fully fenced backyard with new roof (2026) and freshly painted. Inside, the spacious kitchen features abundant cabinetry and generous counter space for cooking and entertaining, complemented by a cozy gas fireplace and brand-new carpet in all bedrooms for a truly move-in-ready feel. Wood floors in family room, dining room and living space. Laundry room includes washer and dryer with large counter space for folding clothes and cabinets for tidy storage. Step outside to a covered rear porch with an extended concrete grilling and entertaining pad—perfect for gatherings—plus a charming greenhouse for gardening enthusiasts. Beyond the home, enjoy one of Northeast Florida's most amenity-rich lifestyles. Residents benefit from a recent multimillion-dollar community investment, including a stunning new aquatic center and clubhouse just 2.5 miles away with resort-style

Supplements: pools with fun slide, a dedicated lap/competition pool, adult leisure pool, the Tide & Tonic poolside bar and grill, picnic pavilions, and a scenic lake boardwalk. Only 1 mile away, the recreation center and clubhouse are easily accessible by car, bike, or jogging path and offer a family pool with slide, pickleball and tennis courts, fitness center ... (Read more)

Listing Details MLS# 2128446

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2461
Living Area Source: Assessor
Year Built: 2000
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Vesta Property Management
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1486.18
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: From Racetrack Rd. turn on Durbin Creek, Right on Afton Ln., Left on Crooked Ct., Right N. Buck Board, and Right on Tupelo.
Public Remarks: Live where weekend plans are built in! This beautifully maintained 4-bedroom, 3-bath home offers peaceful lake views, a fully fenced backyard with new roof (2026) and freshly painted. Inside, the spacious kitchen features abundant cabinetry and generous counter space for cooking and entertaining, complemented by a cozy gas fireplace and brand-new carpet in all bedrooms for a truly move-in-ready feel. Wood floors in family room, dining room and living space. Laundry room includes washer and dryer with large counter space for folding clothes and cabinets for tidy storage. Step outside to a covered rear porch with an extended concrete grilling and entertaining pad—perfect for gatherings—plus a charming greenhouse for gardening enthusiasts. Beyond the home, enjoy one of Northeast Florida's most amenity-rich lifestyles. Residents benefit from a recent multimillion-dollar community investment, including a stunning new aquatic center and clubhouse just 2.5 miles away with resort-style
List Price/SqFt: 201.14
Sold Price/SqFt: 201.14

Property Features

Levels: One Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Propane Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Security Features: Smoke Detector(s) Construction Materials: Brick; Stucco Other Structures: Greenhouse Patio And Porch Features: Covered; Patio; Porch; Rear Porch Roof: Shingle Parking Features: Attached; Covered; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond; Water Waterfront Features: Lagoon; Lake Front; Pond Fencing: Back Yard; Full; Vinyl; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Golf Course; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Fishing; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; FHA; VA Loan Contingency Reason: Inspection