Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

501 CHIPLEY Place E, Jacksonville, FL 32259 (MLS# 2168004)

501 CHIPLEY Place E, Jacksonville, FL 32259

$690,000

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OHO Amenities - JCP Julington Creek (10)

OHO Amenities - JCP Julington Creek (11)

OHO Amenities - JCP Julington Creek (12)

OHO Amenities - JCP Julington Creek (13)

OHO Amenities - JCP Julington Creek (14)

OHO Amenities - JCP Julington Creek (15)

OHO Amenities - JCP Julington Creek (16)

OHO Amenities - JCP Julington Creek (17)

OHO Amenities - JCP Julington Creek (18)

OHO Amenities - JCP Julington Creek (19)

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,152 Lot Size (sq. ft.): 27,443 Status: Active Under Contract

Current Price: $690,000 List Date: 10/06/2026 Last Modified: 11/02/2026

Overview

Description

MULTIPLE OFFERS RECEIVED. HIGHEST AND BEST BY 10/30. SELLER TAKING BACK UPS. Don't miss this stunning coquina home at an incredible value in highly sought-after Julington Creek Plantation! Tucked away on a private lot in the Fruit Cove area, this home offers an open and inviting floor plan with beautiful pond and golf course views overlooking the 8th hole. Enjoy Florida living at its best with a screened-in pool, pool safety fence, and spacious covered patio—perfect for relaxing or entertaining. Inside, you'll find formal living and dining rooms, a dedicated home office, and plenty of space for everyday living. The private lot and peaceful views make this home a rare find. Julington Creek Plantation just completed an exciting $34 million enhancement to its already impressive amenities, featuring new dining options, a state-of-the-art playground, an aqua complex with waterslide, Olympic-size pools, and much more.

Supplements: Located in St. Johns County, home to the #1-ranked school district in Florida and highly rated A schools, this home offers an incredible combinationof location, lifestyle, amenities, and value. A fantastic opportunity to own a pool home with golf course and water views in one of St. Johns County's most desirable communities!

Listing Details MLS# 2168004

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3152
Living Area Source: Measured
Year Built: 1995
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.63
Association YN: Yes
Association Fee: 620
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1485.96
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: S SR 13 TO JCP. (L) DAVIS POND TO 1ST (L) ON DEWBERRY TO 1ST (R) ON CHIPLEY
Public Remarks: MULTIPLE OFFERS RECEIVED. HIGHEST AND BEST BY 10/30. SELLER TAKING BACK UPS. Don't miss this stunning coquina home at an incredible value in highly sought-after Julington Creek Plantation! Tucked away on a private lot in the Fruit Cove area, this home offers an open and inviting floor plan with beautiful pond and golf course views overlooking the 8th hole. Enjoy Florida living at its best with a screened-in pool, pool safety fence, and spacious covered patio—perfect for relaxing or entertaining. Inside, you'll find formal living and dining rooms, a dedicated home office, and plenty of space for everyday living. The private lot and peaceful views make this home a rare find. Julington Creek Plantation just completed an exciting $34 million enhancement to its already impressive amenities, featuring new dining options, a state-of-the-art playground, an aqua complex with waterslide, Olympic-size pools, and much more.
List Price/SqFt: 218.91

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Split Bedrooms; Vaulted Ceiling(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Shell Dash Patio And Porch Features: Awning(s) Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Additional Parking; Attached Lot Features: Corner Lot; Cul-De-Sac View: Golf Course; Pond Waterfront Features: Pond Fencing: Vinyl Current Use: Residential Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Fishing; Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Financing; Inspection