Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

500 WILLOW OAK Lane, St. Johns, FL 32259 (MLS# 2133416)

500 WILLOW OAK Lane, St. Johns, FL 32259

$535,500

Virtual Tour

https://www.zillow.com/view-imx/ba0ecf2e-44c3-413e-a322-47f1ed9f6a46?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

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Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,996 Lot Size (sq. ft.): 15,682 Status: Closed

Current Price: $535,500 List Date: 3/19/2026 Last Modified: 5/06/2026

Overview

Description

Don't miss this beautifully maintained 4-bedroom, 2-bath pool home in the highly desirable Julington Creek Plantation community. Designed for both comfort and entertaining, this home features an open floor plan with 10-foot ceilings accented by elegant crown molding, creating a bright and spacious feel throughout. The kitchen is a chef's delight, offering granite countertops, stainless steel appliances, recessed lighting, and under-cabinet lighting, perfect for everyday living and hosting guests. Relax in the spacious primary suite, complete with a luxurious travertine-tiled bathroom featuring a Jacuzzi soaking tub, walk-in shower with body sprayers, and dual vanities. Step outside through large outward-opening French doors to a screen-enclosed pool, creating a seamless indoor-outdoor living space ideal for entertaining and enjoying Florida's cooler months. This home also features energy-saving solar panels to help reduce utility costs, along with modern conveniences includ ... (Read more)

Supplements: Nest thermostat and a 50-AMP generator outlet for added peace of mind. Upgrades includes a newer driveway and high end Moen fixtures. St Johns county schools. Elementary and Middle school within walking/Biking distance Located in Julington Creek Plantation, residents enjoy access to top-rated schools, parks, golf, shopping, dining, and resort-style ... (Read more)

Listing Details MLS# 2133416

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1996
Living Area Source: Assessor
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.36
Association YN: Yes
Association Fee: 580
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1468.2
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From Durbin Park shopping - go west on Race Trace. Right on Durbin Creek, Right on Lake Parke Dr, Left on Willow Oak Lane Coming from State Road 13/San Jose Blvd. Go south on State Road 13 across Julington Creek Bridge, Left on Racetrack, left on Durbin Creek, Right on Lake Parke Dr, Left on Willow Oak Lane.
Public Remarks: Don't miss this beautifully maintained 4-bedroom, 2-bath pool home in the highly desirable Julington Creek Plantation community. Designed for both comfort and entertaining, this home features an open floor plan with 10-foot ceilings accented by elegant crown molding, creating a bright and spacious feel throughout. The kitchen is a chef's delight, offering granite countertops, stainless steel appliances, recessed lighting, and under-cabinet lighting, perfect for everyday living and hosting guests. Relax in the spacious primary suite, complete with a luxurious travertine-tiled bathroom featuring a Jacuzzi soaking tub, walk-in shower with body sprayers, and dual vanities. Step outside through large outward-opening French doors to a screen-enclosed pool, creating a seamless indoor-outdoor living space ideal for entertaining and enjoying Florida's cooler months. This home also features energy-saving solar panels to help reduce utility costs, along with modern conveniences including a
List Price/SqFt: 265.03
Sold Price/SqFt: 268.29

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Oven; Electric Water Heater; Induction Cooktop; Water Softener Owned Fireplace Features: Electric; Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); His and Hers Closets; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Vinyl Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Security System Owned Other Structures: Shed(s) Patio And Porch Features: Covered; Patio; Screened Pool Features: In Ground; Pool Sweep; Salt Water; Screen Enclosure; Waterfall Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Corner Lot; Sprinklers In Front; Sprinklers In Rear Fencing: Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Management - Full Time; Park; Pickleball; Playground; Tennis Court(s) Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection; Lender Approval