Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

499 STILLWATER Boulevard, St. Johns, FL 32259 (MLS# 2053616)

499 STILLWATER Boulevard, St. Johns, FL 32259

$514,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,276 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $514,000 List Date: 10/25/2024 Last Modified: 4/17/2026

Overview

Description

CALLING ALL GOLFERS!! Stunning MULTI GEN Home w Water Views in the Highly Desirable GATED GOLF Course Community w TopTracer Technology in St Johns! This Home Has It All: Multi-Gen Suite w Sep Entrance! 3-Car Split Garage w Epoxy Floors! Reverse Osmosis & Premium Water Softener! Fresh INT Paint, Wood Look Tile, High Ceilings & Plantation Shutters! Open & Inviting Living Room w Gorgeous Views! Gourmet Kitchen w Instant Hot Water System, Large Island, Upgraded White Cabinets, Tile Backsplash, Built-In Pantry & Stainless Steel Appliances-Fridge STAYS! Primary Bedroom w Water Views & Walk-in Wardrobe w Closet System! Barn Door to The Luxurious En Suite w Dual Sink Vanity & Frameless Tiled Walk-In Shower! WAIT Til You See The Casita w Kitchenette, Living Area, Bedroom & Bath! Step Outside Onto the Screened Lanai-Perfect Spot to Relax & Unwind! Fully Fenced Backyard-Perfect for Entertaining! Take Advantage of the Stillwater Resort-Style Amenities-Pool, Golf Course, Sports Courts & MORE!

Listing Details MLS# 2053616

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 2276
Living Area Source: Public Records
Year Built: 2022
Lot Size Acres: 0.15
Lot Size Dimensions: 55x120
Association YN: Yes
Association Fee: 617
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3057.2
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Directions: From I-95S, Take exit 362A. Keep Right, Use the left lane to take the ramp to I-295S.Keep left to continue on FL-9BS, Use the left 2 lanes to merge onto St Johns Pkwy. Merge onto St Johns Pkwy, Turn right onto County Rd 210 W. Turn right onto Stillwater Blvd, Home is on the Left.
Public Remarks: CALLING ALL GOLFERS!! Stunning MULTI GEN Home w Water Views in the Highly Desirable GATED GOLF Course Community w TopTracer Technology in St Johns! This Home Has It All: Multi-Gen Suite w Sep Entrance! 3-Car Split Garage w Epoxy Floors! Reverse Osmosis & Premium Water Softener! Fresh INT Paint, Wood Look Tile, High Ceilings & Plantation Shutters! Open & Inviting Living Room w Gorgeous Views! Gourmet Kitchen w Instant Hot Water System, Large Island, Upgraded White Cabinets, Tile Backsplash, Built-In Pantry & Stainless Steel Appliances-Fridge STAYS! Primary Bedroom w Water Views & Walk-in Wardrobe w Closet System! Barn Door to The Luxurious En Suite w Dual Sink Vanity & Frameless Tiled Walk-In Shower! WAIT Til You See The Casita w Kitchenette, Living Area, Bedroom & Bath! Step Outside Onto the Screened Lanai-Perfect Spot to Relax & Unwind! Fully Fenced Backyard-Perfect for Entertaining! Take Advantage of the Stillwater Resort-Style Amenities-Pool, Golf Course, Sports Courts & MORE!
List Price/SqFt: 237.26
Sold Price/SqFt: 225.83

Property Features

Architectural Style: Traditional Appliances: Convection Oven; Dishwasher; Dryer; Gas Cooktop; Instant Hot Water; Microwave; Refrigerator; Tankless Water Heater; Washer; Water Softener Owned Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Entrance Foyer; Guest Suite; In-Law Floorplan; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage View: Golf Course; Pond Waterfront Features: Pond Fencing: Back Yard; Fenced; Full; Other Current Use: Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Pickleball; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Maintenance Structure; Pest Control Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection