Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

495 SIR BARTON Drive, St. Johns, FL 32259 (MLS# 2109929)

495 SIR BARTON Drive, St. Johns, FL 32259

$915,000

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 4,182 Status: Closed

Current Price: $915,000 List Date: 9/22/2025 Last Modified: 3/02/2026

Overview

Description

LOT 114 - The Ruby is a thoughtfully crafted 2-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. A welcoming foyer leads to a flexible space—perfect as a home office, craft room, or optional fifth bedroom while the Great Room and dining area are filled with natural light and open to an expansive lanai, ideal for indoor-outdoor living. At the heart of the home, the chef's kitchen features a central island, walk-in pantry, and morning kitchen for added prep space and storage. Upstairs offers a spacious loft, luxurious owner's suite, and three additional bedrooms, each with access to a private or shared bath. RIVERTOWN is a master-planned community along the scenic St. Johns River, designed to embrace Florida's natural beauty. Enjoy miles of trails, neighborhood parks with lake and preserve views, and amenities focused on wellness, fun, and social connection. From fitness to events and outdoor adventures, life at RiverTown offers something for everyone under the Florida sun.

Listing Details MLS# 2109929

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 4182
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 5960
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-02-20
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Direction Faces: Northwest
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy, RiverTown Welcome Center is on the right.
Public Remarks: LOT 114 - The Ruby is a thoughtfully crafted 2-story home with 4 bedrooms, 4.5 baths, and a 3-car garage. A welcoming foyer leads to a flexible space—perfect as a home office, craft room, or optional fifth bedroom while the Great Room and dining area are filled with natural light and open to an expansive lanai, ideal for indoor-outdoor living. At the heart of the home, the chef's kitchen features a central island, walk-in pantry, and morning kitchen for added prep space and storage. Upstairs offers a spacious loft, luxurious owner's suite, and three additional bedrooms, each with access to a private or shared bath. RIVERTOWN is a master-planned community along the scenic St. Johns River, designed to embrace Florida's natural beauty. Enjoy miles of trails, neighborhood parks with lake and preserve views, and amenities focused on wellness, fun, and social connection. From fitness to events and outdoor adventures, life at RiverTown offers something for everyone under the Florida sun.
List Price/SqFt: 221.9
Sold Price/SqFt: 218.79

Property Features

Property Condition: Under Construction Appliances: Dishwasher; Disposal; Double Oven; Dryer; Gas Cooktop; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener View: Pond Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-22

Location Tax and Legal

Street Number: 495
Street Name: SIR BARTON
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Springs

Status Change Information

Major Change Timestamp: 2026-03-02T16:53:50Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-15T22:42:32Z
Purchase Contract Date: 2026-01-23
Close Date: 2026-02-27
Close Price: 915000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: March - 02 - 2026

Information deemed reliable but not guaranteed.